City

Chapin, IL

1 ZIP code  ·  Morgan County  ·  Illinois

👥871Population
💰$79,821Median HH Income≈ Avg
🎂40.5Median Age
🏠$108,300Median Home Value▼ 61% below avg
🎓32.0%College Grads▼ 18% below avg
📊2.6%Unemployment▼ 48% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.8% Female 50.2% ♀

Race & Ethnicity

White: 93.6%Hispanic: 1%Other: 5.4%Race
White93.6%
Hispanic1.0%
Other5.4%

Age Breakdown

Under 5
6%
5–17
19%
18–24
11%
25–44
20%
45–64
25%
65+
8%

Key Indicators

Median Age40.5 yrs
Avg HH Size2.58
Below Poverty4.0% ▼ 60% below avg
College Grads32.0% ▼ 18% below avg
Unemployment2.6% ▼ 48% below avg
No HS Diploma15 (2.8%)
HS Graduate180 (33.6%)
Some College91 (17%)
Associates78 (14.6%)
Bachelors48 (9%)
Graduate Degree123 (23%)

Education

No HS: 2.8%HS Grad: 33.6%Some College: 17%Associates: 14.6%Bachelors: 9%Graduate: 23%Edu
No HS2.8%
HS Grad33.6%
Some College17.0%
Associates14.6%
Bachelors9.0%
Graduate23.0%
Housing & Income

Housing Tenure

Owner: 87.6%Renter: 12.4%Tenure
Owner87.6%
Renter12.4%

Home Value Distribution

Under $50k
4%
$50k–$100k
43%
$100k–$150k
27%
$150k–$200k
7%
$200k–$300k
11%
$300k–$500k
4%
Over $500k
4%

Financials

Median HH Income$79,821 ≈ Avg
Median Home Value$108,300 ▼ 61% below avg
Home/Income Ratio1.4x (nat avg ~3.5x)
Median Rent$932/mo
Total Housing Units363
Vacant Units25

Income Distribution

Under $25k
6%
$25k–$50k
15%
$50k–$75k
23%
$75k–$100k
24%
$100k–$150k
18%
$150k–$200k
8%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
89%
Walked
3%
Work From Home
8%

Commute Time

Under 15 min
33%
15–30 min
45%
30–45 min
12%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
13%
1960s–1970s
9%
1980s–1990s
11%
2000+
63%
About Chapin, IL

Chapin is a city in Illinois, located in Morgan County. The city spans 1 ZIP code and is home to approximately 871 residents. It is a middle-aged city, with a median age of 40.5 years.

Economically, Chapin is a middle-income community. The median household income of $79,821 is near the national average. Approximately 4.0% of residents live below the poverty line. The unemployment rate is 2.6%, below the national average.

The real estate market in Chapin is one of the more affordable housing markets in the country. Median home values stand at $108,300, which is well below the national average. Renters typically pay around $932 per month. Homeownership is high at 87.6%, typical of suburban and family-oriented communities.

The population of Chapin is moderately educated. 32.0% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (93.57%).

Chapin, IL offers residents above-average earning potential within Illinois.

ZIP Codes in Chapin
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
62628 871 $79,821 $108,300 $932 2.6% 32.0% 87.6%