| ZIP Code | 62628 |
|---|---|
| City | Chapin |
| State | Illinois (IL) |
| County | Morgan County |
| Area Code | 217/447 |
| Elevation | 603 ft |
| Latitude | 39.7794 |
|---|---|
| Longitude | -90.402013 |
| Timezone | Chicago (DST) |
| FIPS | 17137 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.5 yrs ↑ 10% since 2019 |
|---|---|
| Avg Household Size | 2.58 |
| Below Poverty | 4.0% ▼ 60% below avg |
| College Grads | 32.0% ▼ 18% below avg |
| Unemployment | 2.6% ▼ 48% below avg |
| No HS Diploma | 15 (2.8%) |
| HS Graduate | 180 (33.6%) |
| Some College | 91 (17%) |
| Associates | 78 (14.6%) |
| Bachelors | 48 (9%) |
| Graduate Degree | 123 (23%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $79,821 ≈ Avg ↑ 46% since 2019 |
|---|---|
| Median Home Value | $108,300 ▼ 61% below avg ↑ 21% since 2019 |
| Home/Income Ratio | 1.4x (nat avg ~3.5x) |
| Median Rent | $932/mo ↑ 23% since 2019 |
| Total Units | 363 |
| Vacant Units | 25 |
| Avg HH Size | 2.58 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 363 |
|---|---|
| Vacant | 25 |
| Owner Occupied | 87.6% |
| Renter Occupied | 12.4% |
| Avg HH Size | 2.58 |
ZIP code 62628 is located in Chapin, Illinois, within Morgan County. With a population of 871, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.5 years. Economically, 62628 is a middle-income ZIP code: the median household income of $79,821 is near the national average.
Real estate in ZIP code 62628 represents one of the more affordable housing markets in the country. The median home value of $108,300 is well below the national average. Renters can expect to pay around $932 per month in median rent. Homeownership is strong here — 87.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 62628 is primarily White (93.57%). Residents are moderately educated — 32.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 4.0%. Household income has grown by 46% since 2019.
The unemployment rate in 62628 stands at 2.6%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 62628 in Chapin, IL is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 871 residents, a median household income of $79,821, and a median home value of $108,300, it offers a clear picture of life in this part of Illinois.