City

Spirit Lake, IA

1 ZIP code  ·  Dickinson County  ·  Iowa

👥8,561Population
💰$77,464Median HH Income≈ Avg
🎂48.6Median Age
🏠$256,000Median Home Value▼ 8% below avg
🎓47.0%College Grads▲ 21% above avg
📊3.3%Unemployment▼ 34% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.2% Female 48.8% ♀

Race & Ethnicity

White: 92.2%Hispanic: 2.5%Black: 0.1%Asian: 1.1%Other: 4.2%Race
White92.2%
Hispanic2.5%
Black0.1%
Asian1.1%
Other4.2%

Age Breakdown

Under 5
4%
5–17
13%
18–24
7%
25–44
23%
45–64
25%
65+
13%

Key Indicators

Median Age48.6 yrs
Avg HH Size1.96
Below Poverty6.8% ▼ 32% below avg
College Grads47.0% ▲ 21% above avg
Unemployment3.3% ▼ 34% below avg
No HS Diploma20 (0.3%)
HS Graduate1,557 (24.8%)
Some College606 (9.7%)
Associates1,141 (18.2%)
Bachelors740 (11.8%)
Graduate Degree2,211 (35.2%)

Education

No HS: 0.3%HS Grad: 24.8%Some College: 9.7%Associates: 18.2%Bachelors: 11.8%Graduate: 35.2%Edu
No HS0.3%
HS Grad24.8%
Some College9.7%
Associates18.2%
Bachelors11.8%
Graduate35.2%
Housing & Income

Housing Tenure

Owner: 73.8%Renter: 26.2%Tenure
Owner73.8%
Renter26.2%

Home Value Distribution

Under $50k
4%
$50k–$100k
5%
$100k–$150k
14%
$150k–$200k
9%
$200k–$300k
28%
$300k–$500k
17%
Over $500k
24%

Financials

Median HH Income$77,464 ≈ Avg
Median Home Value$256,000 ▼ 8% below avg
Home/Income Ratio3.3x (nat avg ~3.5x)
Median Rent$1,005/mo
Total Housing Units6,638
Vacant Units2,359

Income Distribution

Under $25k
14%
$25k–$50k
11%
$50k–$75k
20%
$75k–$100k
18%
$100k–$150k
22%
$150k–$200k
7%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
86%
Walked
2%
Work From Home
12%

Commute Time

Under 15 min
58%
15–30 min
23%
30–45 min
12%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
10%
1960s–1970s
15%
1980s–1990s
14%
2000+
58%
About Spirit Lake, IA

Spirit Lake is a city in Iowa, located in Dickinson County. The city spans 1 ZIP code and is home to approximately 8,561 residents. It is a mature city, with a median age of 48.6 years.

Economically, Spirit Lake is a middle-income community. The median household income of $77,464 is near the national average. Approximately 6.8% of residents live below the poverty line. The unemployment rate is 3.3%, below the national average.

The real estate market in Spirit Lake is a mid-range housing market. Median home values stand at $256,000, which is near the national average. Renters typically pay around $1,005 per month. Homeownership is high at 73.8%, typical of suburban and family-oriented communities.

The population of Spirit Lake is well-educated. 47.0% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (92.15%).

Spirit Lake, IA offers residents above-average earning potential within Iowa.

ZIP Codes in Spirit Lake
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
51360 8,561 $77,464 $256,000 $1,005 3.3% 47.0% 73.8%