US ZIP Code
51360

Spirit Lake, IA

Dickinson County  ·  Iowa

● Active
👥 8,561 Population ↑ 3% since 2019
💰 $77,464 Median HH Income
≈ Avg ↑ 26% since 2019
🎂 48.6 Median Age ↓ 3% since 2019
🏠 $256,000 Median Home Value
▼ 8% below avg ↑ 22% since 2019
🎓 47.0% College Grads
▲ 21% above avg
📊 3.3% Unemployment
▼ 34% below avg ↑ 66% since 2019
ZIP Code Details
ZIP Code51360
CitySpirit Lake
StateIowa (IA)
CountyDickinson County
Area Code712
Elevation1,474 ft
Latitude43.43372
Longitude-95.0859
TimezoneChicago (DST)
FIPS19059
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.2% (4,383) Female 48.8% (4,178) ♀

Race & Ethnicity

White: 92.2%Hispanic: 2.5%Black: 0.1%Asian: 1.1%Other: 4.2%Race
White92.2%
Hispanic2.5%
Black0.1%
Asian1.1%
Other4.2%

Age Breakdown

Under 5
4%
5–17
13%
18–24
7%
25–44
23%
45–64
25%
65+
13%

Key Indicators

Median Age48.6 yrs ↓ 3% since 2019
Avg Household Size1.96
Below Poverty6.8% ▼ 32% below avg
College Grads47.0% ▲ 21% above avg
Unemployment3.3% ▼ 34% below avg
No HS Diploma20 (0.3%)
HS Graduate1,557 (24.8%)
Some College606 (9.7%)
Associates1,141 (18.2%)
Bachelors740 (11.8%)
Graduate Degree2,211 (35.2%)

Education

No HS: 0.3%HS Grad: 24.8%Some College: 9.7%Associates: 18.2%Bachelors: 11.8%Graduate: 35.2%Edu
No HS0.3%
HS Grad24.8%
Some College9.7%
Associates18.2%
Bachelors11.8%
Graduate35.2%
Housing & Income

Housing Tenure

Owner: 73.8%Renter: 26.2%Tenure
Owner73.8%
Renter26.2%

Home Value Distribution

Under $50k
4%
$50k–100k
5%
$100k–150k
14%
$150k–200k
9%
$200k–300k
28%
$300k–500k
17%
Over $500k
24%

Financials

Median HH Income$77,464 ≈ Avg ↑ 26% since 2019
Median Home Value$256,000 ▼ 8% below avg ↑ 22% since 2019
Home/Income Ratio3.3x (nat avg ~3.5x)
Median Rent$1,005/mo ↑ 17% since 2019
Total Units6,638
Vacant Units2,359
Avg HH Size1.96

Income Distribution

Under $25k
14%
$25k–50k
11%
$50k–75k
20%
$75k–100k
18%
$100k–150k
22%
$150k–200k
7%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
86%
Walked
2%
Work From Home
12%

Commute Time

Under 15 min
58%
15–30 min
23%
30–45 min
12%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
10%
1960s–1970s
15%
1980s–1990s
14%
2000+
58%

Summary

Total Units6,638
Vacant2,359
Owner Occupied73.8%
Renter Occupied26.2%
Avg HH Size1.96
Frequently Asked Questions
ZIP code 51360 is in Spirit Lake, IA, in Dickinson County.
ZIP code 51360 is located in Iowa (IA).
ZIP code 51360 is in Dickinson County, IA.
ZIP 51360 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 51360 is 8,561 people (ACS 2023).
The median household income in ZIP code 51360 is $77,464 (ACS 2023).
The median home value in ZIP 51360 is $256,000 (ACS 2023).
About ZIP Code 51360

ZIP code 51360 is located in Spirit Lake, Iowa, within Dickinson County. With a population of 8,561, this is a lightly populated ZIP code with a mature community — the median age is 48.6 years. Economically, 51360 is a middle-income ZIP code: the median household income of $77,464 is near the national average.

Real estate in ZIP code 51360 represents a mid-range housing market. The median home value of $256,000 is near the national average. Renters can expect to pay around $1,005 per month in median rent. Homeownership is strong here — 73.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 22% since 2019.

The population of 51360 is primarily White (92.15%). Residents are well-educated — 47.0% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.8%. Household income has grown by 26% since 2019.

The unemployment rate in 51360 stands at 3.3%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 51360 in Spirit Lake, IA is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 8,561 residents, a median household income of $77,464, and a median home value of $256,000, it offers a clear picture of life in this part of Iowa.