City

Panama, IA

1 ZIP code  ·  Shelby County  ·  Iowa

👥590Population
💰$61,250Median HH Income▼ 20% below avg
🎂48.7Median Age
🏠$158,000Median Home Value▼ 43% below avg
🎓29.8%College Grads▼ 23% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 38.5% Female 61.5% ♀

Race & Ethnicity

White: 94.8%Hispanic: 3.7%Other: 0.3%Race
White94.8%
Hispanic3.7%
Other0.3%

Age Breakdown

Under 5
1%
5–17
24%
18–24
5%
25–44
17%
45–64
34%
65+
6%

Key Indicators

Median Age48.7 yrs
Avg HH Size2.42
Below Poverty11.4% ▲ 14% above avg
College Grads29.8% ▼ 23% below avg
HS Graduate212 (51.7%)
Some College31 (7.6%)
Associates45 (11%)
Bachelors54 (13.2%)
Graduate Degree68 (16.6%)

Education

HS Grad: 51.7%Some College: 7.6%Associates: 11%Bachelors: 13.2%Graduate: 16.6%Edu
HS Grad51.7%
Some College7.6%
Associates11.0%
Bachelors13.2%
Graduate16.6%
Housing & Income

Housing Tenure

Owner: 85.3%Renter: 14.8%Tenure
Owner85.3%
Renter14.8%

Home Value Distribution

Under $50k
5%
$50k–$100k
13%
$100k–$150k
24%
$150k–$200k
37%
$200k–$300k
1%
$300k–$500k
9%
Over $500k
12%

Financials

Median HH Income$61,250 ▼ 20% below avg
Median Home Value$158,000 ▼ 43% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$939/mo
Total Housing Units256
Vacant Units12

Income Distribution

Under $25k
20%
$25k–$50k
12%
$50k–$75k
17%
$75k–$100k
8%
$100k–$150k
31%
$150k–$200k
1%
Over $200k
11%
Employment & Commute

How People Get to Work

Drove Alone
55%
Walked
41%
Work From Home
4%

Commute Time

Under 15 min
78%
15–30 min
15%
30–45 min
4%
Over 45 min
3%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
6%
1960s–1970s
8%
1980s–1990s
9%
2000+
75%
About Panama, IA

Panama is a city in Iowa, located in Shelby County. The city spans 1 ZIP code and is home to approximately 590 residents. It is a mature city, with a median age of 48.7 years.

Economically, Panama is a solidly middle-class community. The median household income of $61,250 is below the national average. Approximately 11.4% of residents live below the poverty line.

The real estate market in Panama is an affordable housing market. Median home values stand at $158,000, which is below the national average. Renters typically pay around $939 per month. Homeownership is high at 85.3%, typical of suburban and family-oriented communities.

The population of Panama is moderately educated. 29.8% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (94.75%).

Panama, IA offers residents a cost-conscious lifestyle within Iowa.

ZIP Codes in Panama
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
51562 590 $61,250 $158,000 $939 0.0% 29.8% 85.3%