County

Shelby County, IA

9 ZIP codes  ·  9 cities  ·  Iowa

👥10,270Population
💰$64,341Median HH Income▼ 16% below avg
🎂46.2Median Age
🏠$151,633Median Home Value▼ 46% below avg
🎓38.2%College Grads≈ Avg
📊3.5%Unemployment▼ 28% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.7% Female 51.3% ♀

Race & Ethnicity

White: 91.9%Hispanic: 3.7%Black: 0.8%Other: 3.6%Race
White91.9%
Hispanic3.7%
Black0.8%
Other3.6%

Age Breakdown

Under 5
6%
5–17
16%
18–24
7%
25–44
19%
45–64
27%
65+
8%

Key Indicators

Median Age46.2 yrs
Avg HH Size2.31
Below Poverty8.9% ▼ 11% below avg
College Grads38.2% ≈ Avg
Unemployment3.5% ▼ 28% below avg
No HS Diploma62 (0.9%)
HS Graduate2,460 (35.4%)
Some College796 (11.5%)
Associates982 (14.1%)
Bachelors1,023 (14.7%)
Graduate Degree1,624 (23.4%)

Education

No HS: 0.9%HS Grad: 35.4%Some College: 11.5%Associates: 14.1%Bachelors: 14.7%Graduate: 23.4%Edu
No HS0.9%
HS Grad35.4%
Some College11.5%
Associates14.1%
Bachelors14.7%
Graduate23.4%
Housing & Income

Housing Tenure

Owner: 75.7%Renter: 24.3%Tenure
Owner75.7%
Renter24.3%

Home Value Distribution

Under $50k
10%
$50k–$100k
19%
$100k–$150k
21%
$150k–$200k
17%
$200k–$300k
18%
$300k–$500k
10%
Over $500k
4%

Financials

Median HH Income$64,341 ▼ 16% below avg
Median Home Value$151,633 ▼ 46% below avg
Home/Income Ratio2.4x (nat avg ~3.5x)
Median Rent$825/mo
Total Housing Units4,775
Vacant Units395

Income Distribution

Under $25k
18%
$25k–$50k
16%
$50k–$75k
17%
$75k–$100k
14%
$100k–$150k
20%
$150k–$200k
7%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
84%
Public Transit
0%
Walked
6%
Work From Home
10%

Commute Time

Under 15 min
55%
15–30 min
27%
30–45 min
7%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
13%
1960s–1970s
12%
1980s–1990s
7%
2000+
65%
About Shelby County, IA

Shelby County is located in Iowa and encompasses 9 ZIP codes spanning 9 cities and communities. The county has an estimated population of 10,270 residents. With a median age of 46.15, it is a mature county.

Shelby County has a solidly middle-class economic profile. The median household income of $64,340 is below the national average. Unemployment stands at 3.5%, below the national average. The poverty rate of 8.9% is near the national average.

Housing in Shelby County is an affordable housing market, with a median home value of $151,633 — below the national average. Monthly median rent is approximately $824. Homeownership rates are high at 75.7%, reflecting a largely residential, stable population.

The residents of Shelby County are primarily White (91.86%). Educational attainment is moderately educated — 38.2% of adults hold a bachelor's degree or higher, near the national average.

Shelby County, IA is a solidly middle-class area in Iowa. The 9 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Shelby County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
51527 Defiance 346 $63,155 $115,300 1.1% 30.0%
51530 Earling 710 $53,750 $150,700 $716 3.5% 37.6%
51531 Elk Horn 943 $58,929 $132,300 $643 2.6% 35.6%
51537 Harlan 6,480 $62,353 $161,800 $854 4.6% 40.7%
51446 Irwin 437 $61,750 $94,200 $700 0.5% 39.6%
51447 Kirkman 132 $114,643 $242,900 $1,125 4.2% 61.3%
51562 Panama 590 $61,250 $158,000 $939 0.0% 29.8%
51565 Portsmouth 482 $96,667 $117,300 $834 0.0% 26.5%
51578 Westphalia 150 $108,646 $94,500 0.0% 17.7%