City

Monticello, IA

1 ZIP code  ·  Jones County  ·  Iowa

👥6,384Population
💰$76,946Median HH Income≈ Avg
🎂46.6Median Age
🏠$192,800Median Home Value▼ 31% below avg
🎓39.9%College Grads≈ Avg
📊0.3%Unemployment▼ 95% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.8% Female 49.2% ♀

Race & Ethnicity

White: 93%Hispanic: 3.2%Black: 1%Asian: 0.6%Other: 2.3%Race
White93.0%
Hispanic3.2%
Black1.0%
Asian0.6%
Other2.3%

Age Breakdown

Under 5
6%
5–17
14%
18–24
6%
25–44
21%
45–64
30%
65+
11%

Key Indicators

Median Age46.6 yrs
Avg HH Size2.29
Below Poverty3.9% ▼ 62% below avg
College Grads39.9% ≈ Avg
Unemployment0.3% ▼ 95% below avg
No HS Diploma30 (0.7%)
HS Graduate1,577 (35%)
Some College608 (13.5%)
Associates498 (11%)
Bachelors825 (18.3%)
Graduate Degree973 (21.6%)

Education

No HS: 0.7%HS Grad: 35%Some College: 13.5%Associates: 11%Bachelors: 18.3%Graduate: 21.6%Edu
No HS0.7%
HS Grad35.0%
Some College13.5%
Associates11.0%
Bachelors18.3%
Graduate21.6%
Housing & Income

Housing Tenure

Owner: 80.2%Renter: 19.9%Tenure
Owner80.2%
Renter19.9%

Home Value Distribution

Under $50k
3%
$50k–$100k
9%
$100k–$150k
23%
$150k–$200k
19%
$200k–$300k
24%
$300k–$500k
18%
Over $500k
4%

Financials

Median HH Income$76,946 ≈ Avg
Median Home Value$192,800 ▼ 31% below avg
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$664/mo
Total Housing Units2,937
Vacant Units216

Income Distribution

Under $25k
9%
$25k–$50k
17%
$50k–$75k
18%
$75k–$100k
15%
$100k–$150k
25%
$150k–$200k
10%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
87%
Public Transit
1%
Walked
3%
Work From Home
9%

Commute Time

Under 15 min
49%
15–30 min
18%
30–45 min
15%
Over 45 min
18%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
14%
1960s–1970s
9%
1980s–1990s
13%
2000+
60%
About Monticello, IA

Monticello is a city in Iowa, located in Jones County. The city spans 1 ZIP code and is home to approximately 6,384 residents. It is a mature city, with a median age of 46.6 years.

Economically, Monticello is a middle-income community. The median household income of $76,946 is near the national average. Approximately 3.9% of residents live below the poverty line. The unemployment rate is 0.3%, well below the national average.

The real estate market in Monticello is an affordable housing market. Median home values stand at $192,800, which is below the national average. Renters typically pay around $664 per month. Homeownership is high at 80.2%, typical of suburban and family-oriented communities.

The population of Monticello is moderately educated. 39.9% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (92.97%).

Monticello, IA offers residents above-average earning potential within Iowa.

ZIP Codes in Monticello
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
52310 6,384 $76,946 $192,800 $664 0.3% 39.9% 80.2%