City

Cumberland, IA

1 ZIP code  ·  Cass County  ·  Iowa

👥462Population
💰$48,438Median HH Income▼ 37% below avg
🎂45.3Median Age
🏠$81,700Median Home Value▼ 71% below avg
🎓21.9%College Grads▼ 44% below avg
📊2.7%Unemployment▼ 44% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 62.8% Female 37.2% ♀

Race & Ethnicity

White: 96.1%Other: 3.9%Race
White96.1%
Other3.9%

Age Breakdown

Under 5
3%
5–17
23%
18–24
6%
25–44
16%
45–64
32%
65+
8%

Key Indicators

Median Age45.3 yrs
Avg HH Size2.22
Below Poverty23.4% ▲ 134% above avg
College Grads21.9% ▼ 44% below avg
Unemployment2.7% ▼ 44% below avg
HS Graduate127 (49.6%)
Some College33 (12.9%)
Associates40 (15.6%)
Bachelors27 (10.5%)
Graduate Degree29 (11.3%)

Education

HS Grad: 49.6%Some College: 12.9%Associates: 15.6%Bachelors: 10.5%Graduate: 11.3%Edu
HS Grad49.6%
Some College12.9%
Associates15.6%
Bachelors10.5%
Graduate11.3%
Housing & Income

Housing Tenure

Owner: 76%Renter: 24%Tenure
Owner76.0%
Renter24.0%

Home Value Distribution

Under $50k
15%
$50k–$100k
41%
$100k–$150k
15%
$150k–$200k
12%
$200k–$300k
11%
Over $500k
6%

Financials

Median HH Income$48,438 ▼ 37% below avg
Median Home Value$81,700 ▼ 71% below avg
Home/Income Ratio1.7x (nat avg ~3.5x)
Median Rent$755/mo
Total Housing Units228
Vacant Units20

Income Distribution

Under $25k
20%
$25k–$50k
33%
$50k–$75k
28%
$75k–$100k
3%
$100k–$150k
9%
$150k–$200k
7%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
1%
Work From Home
10%

Commute Time

Under 15 min
34%
15–30 min
52%
30–45 min
9%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
15%
1960s–1970s
4%
1980s–1990s
3%
2000+
76%
About Cumberland, IA

Cumberland is a city in Iowa, located in Cass County. The city spans 1 ZIP code and is home to approximately 462 residents. It is a mature city, with a median age of 45.3 years.

Economically, Cumberland is a working-class community. The median household income of $48,438 is below the national average. Approximately 23.4% of residents live below the poverty line. The unemployment rate is 2.7%, below the national average.

The real estate market in Cumberland is one of the more affordable housing markets in the country. Median home values stand at $81,700, which is well below the national average. Renters typically pay around $755 per month. Homeownership is high at 76.0%, typical of suburban and family-oriented communities.

The population of Cumberland is less-educated. 21.9% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (96.1%).

Cumberland, IA offers residents a cost-conscious lifestyle within Iowa.

ZIP Codes in Cumberland
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
50843 462 $48,438 $81,700 $755 2.7% 21.9% 76.0%