City

Charter Oak, IA

1 ZIP code  ·  Crawford County  ·  Iowa

👥785Population
💰$59,231Median HH Income▼ 22% below avg
🎂60.7Median Age
🏠$86,300Median Home Value▼ 69% below avg
🎓22.1%College Grads▼ 43% below avg
📊0.9%Unemployment▼ 81% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.7% Female 50.3% ♀

Race & Ethnicity

White: 92.7%Hispanic: 1%Asian: 1.5%Other: 4.3%Race
White92.7%
Hispanic1.0%
Asian1.5%
Other4.3%

Age Breakdown

Under 5
5%
5–17
9%
18–24
5%
25–44
21%
45–64
19%
65+
12%

Key Indicators

Median Age60.7 yrs
Avg HH Size2.10
Below Poverty14.5% ▲ 45% above avg
College Grads22.1% ▼ 43% below avg
Unemployment0.9% ▼ 81% below avg
No HS Diploma7 (1.1%)
HS Graduate310 (50.7%)
Some College48 (7.9%)
Associates111 (18.2%)
Bachelors59 (9.7%)
Graduate Degree76 (12.4%)

Education

No HS: 1.1%HS Grad: 50.7%Some College: 7.9%Associates: 18.2%Bachelors: 9.7%Graduate: 12.4%Edu
No HS1.1%
HS Grad50.7%
Some College7.9%
Associates18.2%
Bachelors9.7%
Graduate12.4%
Housing & Income

Housing Tenure

Owner: 72.2%Renter: 27.8%Tenure
Owner72.2%
Renter27.8%

Home Value Distribution

Under $50k
23%
$50k–$100k
40%
$100k–$150k
21%
$150k–$200k
1%
$200k–$300k
11%
$300k–$500k
3%
Over $500k
1%

Financials

Median HH Income$59,231 ▼ 22% below avg
Median Home Value$86,300 ▼ 69% below avg
Home/Income Ratio1.5x (nat avg ~3.5x)
Median Rent$722/mo
Total Housing Units401
Vacant Units27

Income Distribution

Under $25k
19%
$25k–$50k
24%
$50k–$75k
21%
$75k–$100k
19%
$100k–$150k
11%
$150k–$200k
3%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
86%
Work From Home
14%

Commute Time

Under 15 min
26%
15–30 min
58%
30–45 min
6%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
11%
1960s–1970s
11%
1980s–1990s
4%
2000+
72%
About Charter Oak, IA

Charter Oak is a city in Iowa, located in Crawford County. The city spans 1 ZIP code and is home to approximately 785 residents. It is an older city, with a median age of 60.7 years.

Economically, Charter Oak is a solidly middle-class community. The median household income of $59,231 is below the national average. Approximately 14.5% of residents live below the poverty line. The unemployment rate is 0.9%, well below the national average.

The real estate market in Charter Oak is one of the more affordable housing markets in the country. Median home values stand at $86,300, which is well below the national average. Renters typically pay around $722 per month. Homeownership is high at 72.2%, typical of suburban and family-oriented communities.

The population of Charter Oak is less-educated. 22.1% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (92.74%).

Charter Oak, IA offers residents a cost-conscious lifestyle within Iowa.

ZIP Codes in Charter Oak
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
51439 785 $59,231 $86,300 $722 0.9% 22.1% 72.2%