| ZIP Code | 51439 |
|---|---|
| City | Charter Oak |
| State | Iowa (IA) |
| County | Crawford County |
| Area Code | 712 |
| Elevation | 1,286 ft |
| Latitude | 42.08284 |
|---|---|
| Longitude | -95.589058 |
| Timezone | Chicago (DST) |
| FIPS | 19047 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 60.7 yrs ↑ 50% since 2019 |
|---|---|
| Avg Household Size | 2.10 |
| Below Poverty | 14.5% ▲ 45% above avg |
| College Grads | 22.1% ▼ 43% below avg |
| Unemployment | 0.9% ▼ 81% below avg |
| No HS Diploma | 7 (1.1%) |
| HS Graduate | 310 (50.7%) |
| Some College | 48 (7.9%) |
| Associates | 111 (18.2%) |
| Bachelors | 59 (9.7%) |
| Graduate Degree | 76 (12.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,231 ▼ 22% below avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $86,300 ▼ 69% below avg ↑ 25% since 2019 |
| Home/Income Ratio | 1.5x (nat avg ~3.5x) |
| Median Rent | $722/mo ↑ 15% since 2019 |
| Total Units | 401 |
| Vacant Units | 27 |
| Avg HH Size | 2.10 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 401 |
|---|---|
| Vacant | 27 |
| Owner Occupied | 72.2% |
| Renter Occupied | 27.8% |
| Avg HH Size | 2.10 |
ZIP code 51439 is located in Charter Oak, Iowa, within Crawford County. With a population of 785, this is a sparsely populated ZIP code with an older community — the median age is 60.7 years. Economically, 51439 is a solidly middle-class ZIP code: the median household income of $59,231 is below the national average.
Real estate in ZIP code 51439 represents one of the more affordable housing markets in the country. The median home value of $86,300 is well below the national average. Renters can expect to pay around $722 per month in median rent. Homeownership is strong here — 72.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 51439 is primarily White (92.74%). Residents are less-educated — 22.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.5%. Household income has grown by 7% since 2019.
The unemployment rate in 51439 stands at 0.9%, which is well below the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 51439 in Charter Oak, IA is characterized as solidly middle-class, less-educated, an older community, and predominantly owner-occupied. With 785 residents, a median household income of $59,231, and a median home value of $86,300, it offers a clear picture of life in this part of Iowa.