City

Charlotte, IA

1 ZIP code  ·  Clinton County  ·  Iowa

👥808Population
💰$92,153Median HH Income▲ 21% above avg
🎂46.9Median Age
🏠$134,900Median Home Value▼ 52% below avg
🎓22.3%College Grads▼ 42% below avg
📊8.6%Unemployment▲ 75% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.3% Female 50.7% ♀

Race & Ethnicity

White: 87%Hispanic: 7.4%Black: 1.9%Other: 3.7%Race
White87.0%
Hispanic7.4%
Black1.9%
Other3.7%

Age Breakdown

Under 5
4%
5–17
19%
18–24
5%
25–44
21%
45–64
34%
65+
4%

Key Indicators

Median Age46.9 yrs
Avg HH Size2.40
Below Poverty9.3% ≈ Avg
College Grads22.3% ▼ 42% below avg
Unemployment8.6% ▲ 75% above avg
HS Graduate278 (49.6%)
Some College72 (12.8%)
Associates86 (15.3%)
Bachelors56 (10%)
Graduate Degree69 (12.3%)

Education

HS Grad: 49.6%Some College: 12.8%Associates: 15.3%Bachelors: 10%Graduate: 12.3%Edu
HS Grad49.6%
Some College12.8%
Associates15.3%
Bachelors10.0%
Graduate12.3%
Housing & Income

Housing Tenure

Owner: 85.2%Renter: 14.8%Tenure
Owner85.2%
Renter14.8%

Home Value Distribution

Under $50k
7%
$50k–$100k
26%
$100k–$150k
27%
$150k–$200k
19%
$200k–$300k
7%
$300k–$500k
10%
Over $500k
2%

Financials

Median HH Income$92,153 ▲ 21% above avg
Median Home Value$134,900 ▼ 52% below avg
Home/Income Ratio1.5x (nat avg ~3.5x)
Median Rent$739/mo
Total Housing Units353
Vacant Units16

Income Distribution

Under $25k
7%
$25k–$50k
10%
$50k–$75k
19%
$75k–$100k
16%
$100k–$150k
35%
$150k–$200k
7%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
75%
Walked
6%
Work From Home
19%

Commute Time

Under 15 min
28%
15–30 min
31%
30–45 min
26%
Over 45 min
16%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
14%
1960s–1970s
7%
1980s–1990s
10%
2000+
64%
About Charlotte, IA

Charlotte is a city in Iowa, located in Clinton County. The city spans 1 ZIP code and is home to approximately 808 residents. It is a mature city, with a median age of 46.9 years.

Economically, Charlotte is a middle-income community. The median household income of $92,153 is above the national average. Approximately 9.3% of residents live below the poverty line. The unemployment rate is 8.6%, significantly above the national average.

The real estate market in Charlotte is one of the more affordable housing markets in the country. Median home values stand at $134,900, which is well below the national average. Renters typically pay around $739 per month. Homeownership is high at 85.2%, typical of suburban and family-oriented communities.

The population of Charlotte is less-educated. 22.3% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (87%).

Charlotte, IA offers residents above-average earning potential within Iowa.

ZIP Codes in Charlotte
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
52731 808 $92,153 $134,900 $739 8.6% 22.3% 85.2%