| ZIP Code | 52731 |
|---|---|
| City | Charlotte |
| State | Iowa (IA) |
| County | Clinton County |
| Area Code | 563 |
| Elevation | 678 ft |
| Latitude | 41.966353 |
|---|---|
| Longitude | -90.485523 |
| Timezone | Chicago (DST) |
| FIPS | 19045 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.9 yrs ↓ 12% since 2019 |
|---|---|
| Avg Household Size | 2.40 |
| Below Poverty | 9.3% ≈ Avg |
| College Grads | 22.3% ▼ 42% below avg |
| Unemployment | 8.6% ▲ 75% above avg |
| HS Graduate | 278 (49.6%) |
| Some College | 72 (12.8%) |
| Associates | 86 (15.3%) |
| Bachelors | 56 (10%) |
| Graduate Degree | 69 (12.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $92,153 ▲ 21% above avg ↑ 38% since 2019 |
|---|---|
| Median Home Value | $134,900 ▼ 52% below avg ↓ 5% since 2019 |
| Home/Income Ratio | 1.5x (nat avg ~3.5x) |
| Median Rent | $739/mo ↑ 15% since 2019 |
| Total Units | 353 |
| Vacant Units | 16 |
| Avg HH Size | 2.40 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 353 |
|---|---|
| Vacant | 16 |
| Owner Occupied | 85.2% |
| Renter Occupied | 14.8% |
| Avg HH Size | 2.40 |
ZIP code 52731 is located in Charlotte, Iowa, within Clinton County. With a population of 808, this is a sparsely populated ZIP code with a mature community — the median age is 46.9 years. Economically, 52731 is a middle-income ZIP code: the median household income of $92,153 is above the national average.
Real estate in ZIP code 52731 represents one of the more affordable housing markets in the country. The median home value of $134,900 is well below the national average. Renters can expect to pay around $739 per month in median rent. Homeownership is strong here — 85.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 5% since 2019.
The population of 52731 is primarily White (87.00%). Residents are less-educated — 22.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.3%. Household income has grown by 38% since 2019.
The unemployment rate in 52731 stands at 8.6%, which is significantly above the national average. About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 52731 in Charlotte, IA is characterized as middle-income, less-educated, a mature community, and predominantly owner-occupied. With 808 residents, a median household income of $92,153, and a median home value of $134,900, it offers a clear picture of life in this part of Iowa.