City

Cambridge, IA

1 ZIP code  ·  Story County  ·  Iowa

👥1,696Population
💰$91,944Median HH Income▲ 20% above avg
🎂40.3Median Age
🏠$225,000Median Home Value▼ 19% below avg
🎓48.7%College Grads▲ 26% above avg
📊2.1%Unemployment▼ 57% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 47.5% Female 52.5% ♀

Race & Ethnicity

White: 92.5%Hispanic: 3.7%Black: 0.2%Asian: 0.1%Other: 2.8%Race
White92.5%
Hispanic3.7%
Black0.2%
Asian0.1%
Other2.8%

Age Breakdown

Under 5
9%
5–17
21%
18–24
3%
25–44
23%
45–64
30%
65+
7%

Key Indicators

Median Age40.3 yrs
Avg HH Size2.54
Below Poverty5.7% ▼ 43% below avg
College Grads48.7% ▲ 26% above avg
Unemployment2.1% ▼ 57% below avg
No HS Diploma2 (0.2%)
HS Graduate250 (22.3%)
Some College131 (11.7%)
Associates191 (17.1%)
Bachelors165 (14.7%)
Graduate Degree380 (34%)

Education

No HS: 0.2%HS Grad: 22.3%Some College: 11.7%Associates: 17.1%Bachelors: 14.7%Graduate: 34%Edu
No HS0.2%
HS Grad22.3%
Some College11.7%
Associates17.1%
Bachelors14.7%
Graduate34.0%
Housing & Income

Housing Tenure

Owner: 89.1%Renter: 10.9%Tenure
Owner89.1%
Renter10.9%

Home Value Distribution

Under $50k
2%
$50k–$100k
13%
$100k–$150k
9%
$150k–$200k
19%
$200k–$300k
26%
$300k–$500k
14%
Over $500k
17%

Financials

Median HH Income$91,944 ▲ 20% above avg
Median Home Value$225,000 ▼ 19% below avg
Home/Income Ratio2.4x (nat avg ~3.5x)
Median Rent$1,005/mo
Total Housing Units792
Vacant Units124

Income Distribution

Under $25k
8%
$25k–$50k
15%
$50k–$75k
12%
$75k–$100k
15%
$100k–$150k
28%
$150k–$200k
12%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
92%
Walked
0%
Work From Home
8%

Commute Time

Under 15 min
14%
15–30 min
58%
30–45 min
21%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
5%
1960s–1970s
8%
1980s–1990s
14%
2000+
71%
About Cambridge, IA

Cambridge is a city in Iowa, located in Story County. The city spans 1 ZIP code and is home to approximately 1,696 residents. It is a middle-aged city, with a median age of 40.3 years.

Economically, Cambridge is a middle-income community. The median household income of $91,944 is above the national average. Approximately 5.7% of residents live below the poverty line. The unemployment rate is 2.1%, well below the national average.

The real estate market in Cambridge is an affordable housing market. Median home values stand at $225,000, which is below the national average. Renters typically pay around $1,005 per month. Homeownership is high at 89.1%, typical of suburban and family-oriented communities.

The population of Cambridge is well-educated. 48.7% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (92.45%).

Cambridge, IA offers residents above-average earning potential within Iowa.

ZIP Codes in Cambridge
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
50046 1,696 $91,944 $225,000 $1,005 2.1% 48.7% 89.1%