| ZIP Code | 50046 |
|---|---|
| City | Cambridge |
| State | Iowa (IA) |
| County | Story County |
| Area Code | 515 |
| Elevation | 883 ft |
| Latitude | 41.88822 |
|---|---|
| Longitude | -93.51858 |
| Timezone | Chicago (DST) |
| FIPS | 19169 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.3 yrs ↑ 13% since 2019 |
|---|---|
| Avg Household Size | 2.54 |
| Below Poverty | 5.7% ▼ 43% below avg |
| College Grads | 48.7% ▲ 26% above avg |
| Unemployment | 2.1% ▼ 57% below avg |
| No HS Diploma | 2 (0.2%) |
| HS Graduate | 250 (22.3%) |
| Some College | 131 (11.7%) |
| Associates | 191 (17.1%) |
| Bachelors | 165 (14.7%) |
| Graduate Degree | 380 (34%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $91,944 ▲ 20% above avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $225,000 ▼ 19% below avg ↑ 27% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $1,005/mo ↑ 12% since 2019 |
| Total Units | 792 |
| Vacant Units | 124 |
| Avg HH Size | 2.54 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 792 |
|---|---|
| Vacant | 124 |
| Owner Occupied | 89.1% |
| Renter Occupied | 10.9% |
| Avg HH Size | 2.54 |
ZIP code 50046 is located in Cambridge, Iowa, within Story County. With a population of 1,696, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.3 years. Economically, 50046 is a middle-income ZIP code: the median household income of $91,944 is above the national average.
Real estate in ZIP code 50046 represents an affordable housing market. The median home value of $225,000 is below the national average. Renters can expect to pay around $1,005 per month in median rent. Homeownership is strong here — 89.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 27% since 2019.
The population of 50046 is primarily White (92.45%). Residents are well-educated — 48.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.7%. Household income has grown by 24% since 2019.
The unemployment rate in 50046 stands at 2.1%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 50046 in Cambridge, IA is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 1,696 residents, a median household income of $91,944, and a median home value of $225,000, it offers a clear picture of life in this part of Iowa.