City

Saint Cloud, FL

5 ZIP codes  ·  Osceola County  ·  Florida

👥99,652Population
💰$81,982Median HH Income≈ Avg
🎂38.3Median Age
🏠$350,184Median Home Value▲ 26% above avg
🎓45.9%College Grads▲ 18% above avg
📊5.5%Unemployment▲ 13% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.6% Female 51.4% ♀

Race & Ethnicity

White: 46.8%Hispanic: 40.5%Black: 6%Asian: 1.8%Other: 3.5%Race
White46.8%
Hispanic40.5%
Black6.0%
Asian1.8%
Other3.5%

Age Breakdown

Under 5
7%
5–17
19%
18–24
8%
25–44
27%
45–64
26%
65+
6%

Key Indicators

Median Age38.3 yrs
Avg HH Size3.07
Below Poverty8.7% ▼ 13% below avg
College Grads45.9% ▲ 18% above avg
Unemployment5.5% ▲ 13% above avg
No HS Diploma995 (1.6%)
HS Graduate15,549 (24.7%)
Some College9,599 (15.2%)
Associates7,890 (12.5%)
Bachelors8,147 (12.9%)
Graduate Degree20,772 (33%)

Education

No HS: 1.6%HS Grad: 24.7%Some College: 15.2%Associates: 12.5%Bachelors: 12.9%Graduate: 33%Edu
No HS1.6%
HS Grad24.7%
Some College15.2%
Associates12.5%
Bachelors12.9%
Graduate33.0%
Housing & Income

Housing Tenure

Owner: 78.9%Renter: 21.1%Tenure
Owner78.9%
Renter21.1%

Home Value Distribution

Under $50k
6%
$50k–$100k
2%
$100k–$150k
3%
$150k–$200k
3%
$200k–$300k
22%
$300k–$500k
47%
Over $500k
17%

Financials

Median HH Income$81,982 ≈ Avg
Median Home Value$350,184 ▲ 26% above avg
Home/Income Ratio4.3x (nat avg ~3.5x)
Median Rent$1,672/mo
Total Housing Units35,569
Vacant Units3,232

Income Distribution

Under $25k
12%
$25k–$50k
12%
$50k–$75k
18%
$75k–$100k
16%
$100k–$150k
22%
$150k–$200k
12%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
85%
Public Transit
0%
Walked
1%
Work From Home
14%

Commute Time

Under 15 min
13%
15–30 min
20%
30–45 min
29%
Over 45 min
38%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
2%
1960s–1970s
10%
1980s–1990s
19%
2000+
68%
About Saint Cloud, FL

Saint Cloud is a city in Florida, located in Osceola County. The city spans 5 ZIP codes and is home to approximately 99,652 residents. It is a middle-aged city, with a median age of 38.25 years.

Economically, Saint Cloud is a middle-income community. The median household income of $81,981 is near the national average. Approximately 8.7% of residents live below the poverty line. The unemployment rate is 5.5%, near the national average.

The real estate market in Saint Cloud is a mid-range housing market. Median home values stand at $350,184, which is above the national average. Renters typically pay around $1,672 per month. Homeownership is high at 78.9%, typical of suburban and family-oriented communities.

The population of Saint Cloud is well-educated. 45.9% of adults hold a bachelor's degree or higher — above the national average. The community is racially diverse, with White as the largest group at 46.8%.

Saint Cloud, FL offers residents above-average earning potential within Florida. Spread across 5 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Saint Cloud
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
34769 29,247 $58,764 $271,800 $1,400 7.2% 36.7% 65.5%
34771 31,368 $101,434 $427,500 $1,695 3.9% 52.8% 85.2%
34772 33,542 $86,900 $352,400 $1,823 5.1% 46.4% 83.5%
34773 5,495 $64,498 $312,500 $2,068 8.3% 52.4% 85.6%