US ZIP Code
34769

Saint Cloud, FL

Osceola County  ·  Florida

● Active
👥 29,247 Population ↑ 17% since 2019
💰 $58,764 Median HH Income
▼ 23% below avg ↑ 28% since 2019
🎂 36.0 Median Age ↓ 7% since 2019
🏠 $271,800 Median Home Value
≈ Avg ↑ 74% since 2019
🎓 36.7% College Grads
≈ Avg
📊 7.2% Unemployment
▲ 47% above avg ↑ 22% since 2019
ZIP Code Details
ZIP Code34769
CitySaint Cloud
StateFlorida (FL)
CountyOsceola County
Area Code321/407/689
Elevation75 ft
Latitude28.243666
Longitude-81.294191
TimezoneNew York (DST)
FIPS12097
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.9% (14,015) Female 52.1% (15,232) ♀

Race & Ethnicity

White: 50.2%Hispanic: 37.5%Black: 4.5%Asian: 1%Other: 4.9%Race
White50.2%
Hispanic37.5%
Black4.5%
Asian1.0%
Other4.9%

Age Breakdown

Under 5
7%
5–17
19%
18–24
8%
25–44
27%
45–64
24%
65+
6%

Key Indicators

Median Age36.0 yrs ↓ 7% since 2019
Avg Household Size2.93
Below Poverty13.9% ▲ 39% above avg
College Grads36.7% ≈ Avg
Unemployment7.2% ▲ 47% above avg
No HS Diploma331 (1.9%)
HS Graduate5,472 (30.7%)
Some College3,113 (17.5%)
Associates2,367 (13.3%)
Bachelors2,018 (11.3%)
Graduate Degree4,519 (25.4%)

Education

No HS: 1.9%HS Grad: 30.7%Some College: 17.5%Associates: 13.3%Bachelors: 11.3%Graduate: 25.4%Edu
No HS1.9%
HS Grad30.7%
Some College17.5%
Associates13.3%
Bachelors11.3%
Graduate25.4%
Housing & Income

Housing Tenure

Owner: 65.5%Renter: 34.5%Tenure
Owner65.5%
Renter34.5%

Home Value Distribution

Under $50k
10%
$50k–100k
3%
$100k–150k
6%
$150k–200k
8%
$200k–300k
32%
$300k–500k
34%
Over $500k
8%

Financials

Median HH Income$58,764 ▼ 23% below avg ↑ 28% since 2019
Median Home Value$271,800 ≈ Avg ↑ 74% since 2019
Home/Income Ratio4.6x (nat avg ~3.5x)
Median Rent$1,400/mo ↑ 38% since 2019
Total Units11,070
Vacant Units1,270
Avg HH Size2.93

Income Distribution

Under $25k
18%
$25k–50k
21%
$50k–75k
19%
$75k–100k
14%
$100k–150k
19%
$150k–200k
7%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
88%
Walked
2%
Work From Home
10%

Commute Time

Under 15 min
21%
15–30 min
19%
30–45 min
29%
Over 45 min
31%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
4%
1960s–1970s
19%
1980s–1990s
17%
2000+
59%

Summary

Total Units11,070
Vacant1,270
Owner Occupied65.5%
Renter Occupied34.5%
Avg HH Size2.93
Frequently Asked Questions
ZIP code 34769 is in Saint Cloud, FL, in Osceola County.
ZIP code 34769 is located in Florida (FL).
ZIP code 34769 is in Osceola County, FL.
ZIP 34769 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 34769 is 29,247 people (ACS 2023).
The median household income in ZIP code 34769 is $58,764 (ACS 2023).
The median home value in ZIP 34769 is $271,800 (ACS 2023).
About ZIP Code 34769

ZIP code 34769 is located in Saint Cloud, Florida, within Osceola County. With a population of 29,247, this is a moderately populated ZIP code with a relatively young community — the median age is 36 years. Economically, 34769 is a solidly middle-class ZIP code: the median household income of $58,764 is below the national average.

Real estate in ZIP code 34769 represents a mid-range housing market. The median home value of $271,800 is near the national average. Renters can expect to pay around $1,400 per month in median rent. Homeownership is strong here — 65.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 74% since 2019.

The population of 34769 is majority White (50.19%). Residents are moderately educated — 36.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.9%. Household income has grown by 28% since 2019.

The unemployment rate in 34769 stands at 7.2%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 34769 in Saint Cloud, FL is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 29,247 residents, a median household income of $58,764, and a median home value of $271,800, it offers a clear picture of life in this part of Florida.