City

Live Oak, FL

2 ZIP codes  ·  Suwannee County  ·  Florida

👥29,746Population
💰$55,057Median HH Income▼ 28% below avg
🎂43.5Median Age
🏠$159,771Median Home Value▼ 43% below avg
🎓28.8%College Grads▼ 26% below avg
📊7.4%Unemployment▲ 50% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.8% Female 50.2% ♀

Race & Ethnicity

White: 70.8%Hispanic: 10%Black: 12.7%Asian: 1%Other: 5%Race
White70.8%
Hispanic10.0%
Black12.7%
Asian1.0%
Other5.0%

Age Breakdown

Under 5
6%
5–17
15%
18–24
7%
25–44
24%
45–64
26%
65+
11%

Key Indicators

Median Age43.5 yrs
Avg HH Size2.64
Below Poverty13.3% ▲ 33% above avg
College Grads28.8% ▼ 26% below avg
Unemployment7.4% ▲ 50% above avg
No HS Diploma512 (2.7%)
HS Graduate6,996 (36.9%)
Some College3,986 (21%)
Associates2,006 (10.6%)
Bachelors1,663 (8.8%)
Graduate Degree3,801 (20%)

Education

No HS: 2.7%HS Grad: 36.9%Some College: 21%Associates: 10.6%Bachelors: 8.8%Graduate: 20%Edu
No HS2.7%
HS Grad36.9%
Some College21.0%
Associates10.6%
Bachelors8.8%
Graduate20.0%
Housing & Income

Housing Tenure

Owner: 72.4%Renter: 27.6%Tenure
Owner72.4%
Renter27.6%

Home Value Distribution

Under $50k
16%
$50k–$100k
16%
$100k–$150k
15%
$150k–$200k
17%
$200k–$300k
18%
$300k–$500k
15%
Over $500k
3%

Financials

Median HH Income$55,057 ▼ 28% below avg
Median Home Value$159,771 ▼ 43% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$780/mo
Total Housing Units12,878
Vacant Units2,299

Income Distribution

Under $25k
24%
$25k–$50k
18%
$50k–$75k
23%
$75k–$100k
13%
$100k–$150k
14%
$150k–$200k
4%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
92%
Public Transit
0%
Walked
3%
Work From Home
5%

Commute Time

Under 15 min
30%
15–30 min
35%
30–45 min
19%
Over 45 min
16%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
4%
1960s–1970s
16%
1980s–1990s
23%
2000+
57%
About Live Oak, FL

Live Oak is a city in Florida, located in Suwannee County. The city spans 2 ZIP codes and is home to approximately 29,746 residents. It is a middle-aged city, with a median age of 43.45 years.

Economically, Live Oak is a solidly middle-class community. The median household income of $55,057 is below the national average. Approximately 13.3% of residents live below the poverty line. The unemployment rate is 7.4%, significantly above the national average.

The real estate market in Live Oak is an affordable housing market. Median home values stand at $159,771, which is below the national average. Renters typically pay around $779 per month. Homeownership is high at 72.4%, typical of suburban and family-oriented communities.

The population of Live Oak is moderately educated. 28.8% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (70.78%).

Live Oak, FL offers residents a cost-conscious lifestyle within Florida. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Live Oak
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
32060 22,085 $56,702 $158,200 $735 6.4% 31.2% 80.3%
32064 7,661 $50,315 $164,300 $908 10.2% 22.1% 49.6%