US ZIP Code
32064

Live Oak, FL

Suwannee County  ·  Florida

● Active
👥 7,661 Population ↑ 11% since 2019
💰 $50,315 Median HH Income
▼ 34% below avg ↑ 5% since 2019
🎂 40.7 Median Age ↓ 4% since 2019
🏠 $164,300 Median Home Value
▼ 41% below avg ↑ 49% since 2019
🎓 22.1% College Grads
▼ 43% below avg
📊 10.2% Unemployment
▲ 108% above avg ↓ 19% since 2019
ZIP Code Details
ZIP Code32064
CityLive Oak
StateFlorida (FL)
CountySuwannee County
Area Code386
Elevation104 ft
Latitude30.293277
Longitude-82.991953
TimezoneNew York (DST)
FIPS12121
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 46.3% (3,547) Female 53.7% (4,114) ♀

Race & Ethnicity

White: 49.2%Hispanic: 10%Black: 28%Asian: 0%Other: 12.8%Race
White49.2%
Hispanic10.0%
Black28.0%
Asian0.0%
Other12.8%

Age Breakdown

Under 5
4%
5–17
13%
18–24
15%
25–44
23%
45–64
20%
65+
9%

Key Indicators

Median Age40.7 yrs ↓ 4% since 2019
Avg Household Size2.44
Below Poverty17.4% ▲ 74% above avg
College Grads22.1% ▼ 43% below avg
Unemployment10.2% ▲ 108% above avg
No HS Diploma107 (2.2%)
HS Graduate2,056 (41.9%)
Some College1,032 (21%)
Associates630 (12.8%)
Bachelors328 (6.7%)
Graduate Degree756 (15.4%)

Education

No HS: 2.2%HS Grad: 41.9%Some College: 21%Associates: 12.8%Bachelors: 6.7%Graduate: 15.4%Edu
No HS2.2%
HS Grad41.9%
Some College21.0%
Associates12.8%
Bachelors6.7%
Graduate15.4%
Housing & Income

Housing Tenure

Owner: 49.6%Renter: 50.4%Tenure
Owner49.6%
Renter50.4%

Home Value Distribution

Under $50k
15%
$50k–100k
16%
$100k–150k
9%
$150k–200k
34%
$200k–300k
18%
$300k–500k
8%

Financials

Median HH Income$50,315 ▼ 34% below avg ↑ 5% since 2019
Median Home Value$164,300 ▼ 41% below avg ↑ 49% since 2019
Home/Income Ratio3.3x (nat avg ~3.5x)
Median Rent$908/mo ↑ 27% since 2019
Total Units3,645
Vacant Units781
Avg HH Size2.44

Income Distribution

Under $25k
31%
$25k–50k
13%
$50k–75k
27%
$75k–100k
12%
$100k–150k
15%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
94%
Walked
3%
Work From Home
3%

Commute Time

Under 15 min
46%
15–30 min
31%
30–45 min
13%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
7%
1960s–1970s
27%
1980s–1990s
10%
2000+
55%

Summary

Total Units3,645
Vacant781
Owner Occupied49.6%
Renter Occupied50.4%
Avg HH Size2.44
Frequently Asked Questions
ZIP code 32064 is in Live Oak, FL, in Suwannee County.
ZIP code 32064 is located in Florida (FL).
ZIP code 32064 is in Suwannee County, FL.
ZIP 32064 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 32064 is 7,661 people (ACS 2023).
The median household income in ZIP code 32064 is $50,315 (ACS 2023).
The median home value in ZIP 32064 is $164,300 (ACS 2023).
About ZIP Code 32064

ZIP code 32064 is located in Live Oak, Florida, within Suwannee County. With a population of 7,661, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.7 years. Economically, 32064 is a working-class ZIP code: the median household income of $50,315 is below the national average.

Real estate in ZIP code 32064 represents an affordable housing market. The median home value of $164,300 is below the national average. Renters can expect to pay around $908 per month in median rent. The area has a relatively balanced mix of owners (49.6%) and renters (50.4%). Median home values have increased by 49% since 2019.

The population of 32064 is racially diverse, with White as the largest group at 49.2%. Residents are less-educated — 22.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 17.4%. Household income has grown by 5% since 2019.

The unemployment rate in 32064 stands at 10.2%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.

Overall, ZIP code 32064 in Live Oak, FL is characterized as working-class, less-educated, and a middle-aged community. With 7,661 residents, a median household income of $50,315, and a median home value of $164,300, it offers a clear picture of life in this part of Florida.