City

Jay, FL

1 ZIP code  ·  Santa Rosa County  ·  Florida

👥5,653Population
💰$76,838Median HH Income≈ Avg
🎂40.2Median Age
🏠$214,700Median Home Value▼ 23% below avg
🎓29.8%College Grads▼ 23% below avg
📊5.5%Unemployment▲ 13% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.4% Female 49.6% ♀

Race & Ethnicity

White: 91.4%Hispanic: 0.5%Black: 0.4%Asian: 4.7%Other: 2.7%Race
White91.4%
Hispanic0.5%
Black0.4%
Asian4.7%
Other2.7%

Age Breakdown

Under 5
4%
5–17
20%
18–24
8%
25–44
25%
45–64
29%
65+
6%

Key Indicators

Median Age40.2 yrs
Avg HH Size2.74
Below Poverty13.7% ▲ 37% above avg
College Grads29.8% ▼ 23% below avg
Unemployment5.5% ▲ 13% above avg
No HS Diploma27 (0.8%)
HS Graduate1,414 (39.5%)
Some College435 (12.2%)
Associates636 (17.8%)
Bachelors376 (10.5%)
Graduate Degree689 (19.3%)

Education

No HS: 0.8%HS Grad: 39.5%Some College: 12.2%Associates: 17.8%Bachelors: 10.5%Graduate: 19.3%Edu
No HS0.8%
HS Grad39.5%
Some College12.2%
Associates17.8%
Bachelors10.5%
Graduate19.3%
Housing & Income

Housing Tenure

Owner: 80.4%Renter: 19.6%Tenure
Owner80.4%
Renter19.6%

Home Value Distribution

Under $50k
12%
$50k–$100k
13%
$100k–$150k
7%
$150k–$200k
14%
$200k–$300k
34%
$300k–$500k
13%
Over $500k
7%

Financials

Median HH Income$76,838 ≈ Avg
Median Home Value$214,700 ▼ 23% below avg
Home/Income Ratio2.8x (nat avg ~3.5x)
Median Rent$945/mo
Total Housing Units2,554
Vacant Units491

Income Distribution

Under $25k
19%
$25k–$50k
13%
$50k–$75k
17%
$75k–$100k
15%
$100k–$150k
24%
$150k–$200k
7%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
89%
Walked
1%
Work From Home
10%

Commute Time

Under 15 min
27%
15–30 min
22%
30–45 min
19%
Over 45 min
32%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
9%
1960s–1970s
13%
1980s–1990s
14%
2000+
62%
About Jay, FL

Jay is a city in Florida, located in Santa Rosa County. The city spans 1 ZIP code and is home to approximately 5,653 residents. It is a middle-aged city, with a median age of 40.2 years.

Economically, Jay is a middle-income community. The median household income of $76,838 is near the national average. Approximately 13.7% of residents live below the poverty line. The unemployment rate is 5.5%, near the national average.

The real estate market in Jay is an affordable housing market. Median home values stand at $214,700, which is below the national average. Renters typically pay around $945 per month. Homeownership is high at 80.4%, typical of suburban and family-oriented communities.

The population of Jay is moderately educated. 29.8% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (91.44%).

Jay, FL offers residents above-average earning potential within Florida.

ZIP Codes in Jay
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
32565 5,653 $76,838 $214,700 $945 5.5% 29.8% 80.4%