| ZIP Code | 32565 |
|---|---|
| City | Jay |
| State | Florida (FL) |
| County | Santa Rosa County |
| Area Code | 448/850 |
| Elevation | 99 ft |
| Latitude | 30.89438 |
|---|---|
| Longitude | -87.145454 |
| Timezone | New York (DST) |
| FIPS | 12113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.2 yrs ↓ 10% since 2019 |
|---|---|
| Avg Household Size | 2.74 |
| Below Poverty | 13.7% ▲ 37% above avg |
| College Grads | 29.8% ▼ 23% below avg |
| Unemployment | 5.5% ▲ 13% above avg |
| No HS Diploma | 27 (0.8%) |
| HS Graduate | 1,414 (39.5%) |
| Some College | 435 (12.2%) |
| Associates | 636 (17.8%) |
| Bachelors | 376 (10.5%) |
| Graduate Degree | 689 (19.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $76,838 ≈ Avg ↑ 50% since 2019 |
|---|---|
| Median Home Value | $214,700 ▼ 23% below avg ↑ 78% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $945/mo |
| Total Units | 2,554 |
| Vacant Units | 491 |
| Avg HH Size | 2.74 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,554 |
|---|---|
| Vacant | 491 |
| Owner Occupied | 80.4% |
| Renter Occupied | 19.6% |
| Avg HH Size | 2.74 |
ZIP code 32565 is located in Jay, Florida, within Santa Rosa County. With a population of 5,653, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.2 years. Economically, 32565 is a middle-income ZIP code: the median household income of $76,838 is near the national average.
Real estate in ZIP code 32565 represents an affordable housing market. The median home value of $214,700 is below the national average. Renters can expect to pay around $945 per month in median rent. Homeownership is strong here — 80.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 78% since 2019.
The population of 32565 is primarily White (91.44%). Residents are moderately educated — 29.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.7%. Household income has grown by 50% since 2019.
The unemployment rate in 32565 stands at 5.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 32565 in Jay, FL is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 5,653 residents, a median household income of $76,838, and a median home value of $214,700, it offers a clear picture of life in this part of Florida.