City

Hernando, FL

2 ZIP codes  ·  Citrus County  ·  Florida

👥16,356Population
💰$55,473Median HH Income▼ 27% below avg
🎂65.7Median Age
🏠$295,900Median Home Value≈ Avg
🎓37.8%College Grads≈ Avg
📊11.9%Unemployment▲ 143% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.1% Female 49.9% ♀

Race & Ethnicity

White: 89.9%Hispanic: 3.8%Black: 1.9%Asian: 2.5%Other: 2%Race
White89.9%
Hispanic3.8%
Black1.9%
Asian2.5%
Other2.0%

Age Breakdown

Under 5
1%
5–17
8%
18–24
4%
25–44
10%
45–64
26%
65+
21%

Key Indicators

Median Age65.7 yrs
Avg HH Size2.03
Below Poverty14.6% ▲ 46% above avg
College Grads37.8% ≈ Avg
Unemployment11.9% ▲ 143% above avg
No HS Diploma68 (0.5%)
HS Graduate4,107 (30.4%)
Some College2,413 (17.9%)
Associates1,809 (13.4%)
Bachelors1,460 (10.8%)
Graduate Degree3,638 (27%)

Education

No HS: 0.5%HS Grad: 30.4%Some College: 17.9%Associates: 13.4%Bachelors: 10.8%Graduate: 27%Edu
No HS0.5%
HS Grad30.4%
Some College17.9%
Associates13.4%
Bachelors10.8%
Graduate27.0%
Housing & Income

Housing Tenure

Owner: 86.1%Renter: 13.9%Tenure
Owner86.1%
Renter13.9%

Home Value Distribution

Under $50k
7%
$50k–$100k
5%
$100k–$150k
9%
$150k–$200k
13%
$200k–$300k
17%
$300k–$500k
35%
Over $500k
14%

Financials

Median HH Income$55,473 ▼ 27% below avg
Median Home Value$295,900 ≈ Avg
Home/Income Ratio5.3x (nat avg ~3.5x)
Median Rent$965/mo
Total Housing Units9,852
Vacant Units1,876

Income Distribution

Under $25k
23%
$25k–$50k
20%
$50k–$75k
15%
$75k–$100k
14%
$100k–$150k
14%
$150k–$200k
5%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
82%
Work From Home
18%

Commute Time

Under 15 min
21%
15–30 min
42%
30–45 min
14%
Over 45 min
23%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
3%
1960s–1970s
16%
1980s–1990s
25%
2000+
57%
About Hernando, FL

Hernando is a city in Florida, located in Citrus County. The city spans 2 ZIP codes and is home to approximately 16,356 residents. It is an older city, with a median age of 65.7 years.

Economically, Hernando is a solidly middle-class community. The median household income of $55,473 is below the national average. Approximately 14.6% of residents live below the poverty line. The unemployment rate is 11.9%, more than double the national average.

The real estate market in Hernando is a mid-range housing market. Median home values stand at $295,900, which is near the national average. Renters typically pay around $965 per month. Homeownership is high at 86.1%, typical of suburban and family-oriented communities.

The population of Hernando is moderately educated. 37.8% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (89.88%).

Hernando, FL offers residents a cost-conscious lifestyle within Florida. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Hernando
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
34442 16,356 $55,473 $295,900 $965 11.9% 37.8% 86.1%

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