US ZIP Code
34442

Hernando, FL

Citrus County  ·  Florida

● Active
👥 16,356 Population ↑ 11% since 2019
💰 $55,473 Median HH Income
▼ 27% below avg ↑ 11% since 2019
🎂 65.7 Median Age ↑ 4% since 2019
🏠 $295,900 Median Home Value
≈ Avg ↑ 81% since 2019
🎓 37.8% College Grads
≈ Avg
📊 11.9% Unemployment
▲ 143% above avg ↑ 14% since 2019
ZIP Code Details
ZIP Code34442
CityHernando
StateFlorida (FL)
CountyCitrus County
Area Code352
Elevation45 ft
Latitude28.920909
Longitude-82.382325
TimezoneNew York (DST)
FIPS12017
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.1% (8,189) Female 49.9% (8,167) ♀

Race & Ethnicity

White: 89.9%Hispanic: 3.8%Black: 1.9%Asian: 2.5%Other: 2%Race
White89.9%
Hispanic3.8%
Black1.9%
Asian2.5%
Other2.0%

Age Breakdown

Under 5
1%
5–17
8%
18–24
4%
25–44
10%
45–64
26%
65+
21%

Key Indicators

Median Age65.7 yrs ↑ 4% since 2019
Avg Household Size2.03
Below Poverty14.6% ▲ 46% above avg
College Grads37.8% ≈ Avg
Unemployment11.9% ▲ 143% above avg
No HS Diploma68 (0.5%)
HS Graduate4,107 (30.4%)
Some College2,413 (17.9%)
Associates1,809 (13.4%)
Bachelors1,460 (10.8%)
Graduate Degree3,638 (27%)

Education

No HS: 0.5%HS Grad: 30.4%Some College: 17.9%Associates: 13.4%Bachelors: 10.8%Graduate: 27%Edu
No HS0.5%
HS Grad30.4%
Some College17.9%
Associates13.4%
Bachelors10.8%
Graduate27.0%
Housing & Income

Housing Tenure

Owner: 86.1%Renter: 13.9%Tenure
Owner86.1%
Renter13.9%

Home Value Distribution

Under $50k
7%
$50k–100k
5%
$100k–150k
9%
$150k–200k
13%
$200k–300k
17%
$300k–500k
35%
Over $500k
14%

Financials

Median HH Income$55,473 ▼ 27% below avg ↑ 11% since 2019
Median Home Value$295,900 ≈ Avg ↑ 81% since 2019
Home/Income Ratio5.3x (nat avg ~3.5x)
Median Rent$965/mo ↑ 18% since 2019
Total Units9,852
Vacant Units1,876
Avg HH Size2.03

Income Distribution

Under $25k
23%
$25k–50k
20%
$50k–75k
15%
$75k–100k
14%
$100k–150k
14%
$150k–200k
5%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
82%
Work From Home
18%

Commute Time

Under 15 min
21%
15–30 min
42%
30–45 min
14%
Over 45 min
23%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
3%
1960s–1970s
16%
1980s–1990s
25%
2000+
57%

Summary

Total Units9,852
Vacant1,876
Owner Occupied86.1%
Renter Occupied13.9%
Avg HH Size2.03
Frequently Asked Questions
ZIP code 34442 is in Hernando, FL, in Citrus County.
ZIP code 34442 is located in Florida (FL).
ZIP code 34442 is in Citrus County, FL.
ZIP 34442 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 34442 is 16,356 people (ACS 2023).
The median household income in ZIP code 34442 is $55,473 (ACS 2023).
The median home value in ZIP 34442 is $295,900 (ACS 2023).
About ZIP Code 34442

ZIP code 34442 is located in Hernando, Florida, within Citrus County. With a population of 16,356, this is a moderately populated ZIP code with an older community — the median age is 65.7 years. Economically, 34442 is a solidly middle-class ZIP code: the median household income of $55,473 is below the national average.

Real estate in ZIP code 34442 represents a mid-range housing market. The median home value of $295,900 is near the national average. Renters can expect to pay around $965 per month in median rent. Homeownership is strong here — 86.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 81% since 2019.

The population of 34442 is primarily White (89.88%). Residents are moderately educated — 37.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.6%. Household income has grown by 11% since 2019.

The unemployment rate in 34442 stands at 11.9%, which is more than double the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.

Overall, ZIP code 34442 in Hernando, FL is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 16,356 residents, a median household income of $55,473, and a median home value of $295,900, it offers a clear picture of life in this part of Florida.