| ZIP Code | 95521 |
|---|---|
| City | Arcata |
| State | California (CA) |
| County | Humboldt County |
| Area Code | 369/707 |
| Elevation | 347 ft |
| Latitude | 40.843356 |
|---|---|
| Longitude | -124.045334 |
| Timezone | Los Angeles (DST) |
| FIPS | 06023 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 29.2 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.26 |
| Below Poverty | 24.7% ▲ 147% above avg |
| College Grads | 55.6% ▲ 43% above avg |
| Unemployment | 12.2% ▲ 149% above avg |
| No HS Diploma | 121 (1%) |
| HS Graduate | 1,688 (13.9%) |
| Some College | 1,250 (10.3%) |
| Associates | 2,349 (19.3%) |
| Bachelors | 1,306 (10.7%) |
| Graduate Degree | 5,461 (44.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $54,324 ▼ 29% below avg ↑ 38% since 2019 |
|---|---|
| Median Home Value | $478,600 ▲ 72% above avg ↑ 36% since 2019 |
| Home/Income Ratio | 8.8x (nat avg ~3.5x) |
| Median Rent | $1,300/mo ↑ 27% since 2019 |
| Total Units | 9,797 |
| Vacant Units | 937 |
| Avg HH Size | 2.26 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,797 |
|---|---|
| Vacant | 937 |
| Owner Occupied | 36.7% |
| Renter Occupied | 63.3% |
| Avg HH Size | 2.26 |
ZIP code 95521 is located in Arcata, California, within Humboldt County. With a population of 21,684, this is a moderately populated ZIP code with a young community — the median age is 29.2 years. Economically, 95521 is a working-class ZIP code: the median household income of $54,324 is below the national average.
Real estate in ZIP code 95521 represents a premium housing market. The median home value of $478,600 is significantly above the national average. Renters can expect to pay around $1,300 per month in median rent. This is predominantly a renter community, with 63.3% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 36% since 2019.
The population of 95521 is primarily White (71.63%). Residents are well-educated — 55.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a significant share of residents at 24.7%. Household income has grown by 38% since 2019.
The unemployment rate in 95521 stands at 12.2%, which is more than double the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 62%.
Overall, ZIP code 95521 in Arcata, CA is characterized as working-class, well-educated, and a young community. With 21,684 residents, a median household income of $54,324, and a median home value of $478,600, it offers a clear picture of life in this part of California.