| ZIP Code | 95304 |
|---|---|
| City | Tracy |
| State | California (CA) |
| County | San Joaquin County |
| Area Code | 209/350 |
| Elevation | 125 ft |
| Latitude | 37.680641 |
|---|---|
| Longitude | -121.381561 |
| Timezone | Los Angeles (DST) |
| FIPS | 06077 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.1 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.90 |
| Below Poverty | 5.2% ▼ 49% below avg |
| College Grads | 38.1% ≈ Avg |
| Unemployment | 6.8% ▲ 39% above avg |
| No HS Diploma | 414 (4.5%) |
| HS Graduate | 2,723 (29.5%) |
| Some College | 1,607 (17.4%) |
| Associates | 969 (10.5%) |
| Bachelors | 703 (7.6%) |
| Graduate Degree | 2,806 (30.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $114,359 ▲ 50% above avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $869,300 ▲ 212% above avg ↑ 50% since 2019 |
| Home/Income Ratio | 7.6x (nat avg ~3.5x) |
| Median Rent | $2,299/mo ↑ 41% since 2019 |
| Total Units | 5,085 |
| Vacant Units | 417 |
| Avg HH Size | 2.90 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,085 |
|---|---|
| Vacant | 417 |
| Owner Occupied | 63.5% |
| Renter Occupied | 36.6% |
| Avg HH Size | 2.90 |
ZIP code 95304 is located in Tracy, California, within San Joaquin County. With a population of 14,818, this is a lightly populated ZIP code with a middle-aged community — the median age is 38.1 years. Economically, 95304 is a upper-middle-income ZIP code: the median household income of $114,359 is above the national average.
Real estate in ZIP code 95304 represents among the most expensive housing markets in the country. The median home value of $869,300 is more than double the national average. Renters can expect to pay around $2,299 per month in median rent. Homeownership is strong here — 63.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 50% since 2019.
The population of 95304 is racially diverse, with White as the largest group at 34.4%. Residents are moderately educated — 38.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 5.2%. Household income has grown by 17% since 2019.
The unemployment rate in 95304 stands at 6.8%, which is above the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 95304 in Tracy, CA is characterized as upper-middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 14,818 residents, a median household income of $114,359, and a median home value of $869,300, it offers a clear picture of life in this part of California.