City

Tracy, CA

5 ZIP codes  ·  San Joaquin County  ·  California

👥131,046Population
💰$132,290Median HH Income▲ 73% above avg
🎂35.3Median Age
🏠$723,322Median Home Value▲ 159% above avg
🎓41.6%College Grads≈ Avg
📊5.3%Unemployment▲ 9% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.8% Female 49.2% ♀

Race & Ethnicity

White: 25.7%Hispanic: 34.8%Black: 5.8%Asian: 27%Other: 5.5%Race
White25.7%
Hispanic34.8%
Black5.8%
Asian27.0%
Other5.5%

Age Breakdown

Under 5
6%
5–17
21%
18–24
10%
25–44
28%
45–64
25%
65+
5%

Key Indicators

Median Age35.3 yrs
Avg HH Size3.47
Below Poverty6.6% ▼ 34% below avg
College Grads41.6% ≈ Avg
Unemployment5.3% ▲ 9% above avg
No HS Diploma3,160 (4.2%)
HS Graduate20,625 (27.3%)
Some College9,140 (12.1%)
Associates11,308 (15%)
Bachelors7,428 (9.8%)
Graduate Degree23,947 (31.7%)

Education

No HS: 4.2%HS Grad: 27.3%Some College: 12.1%Associates: 15%Bachelors: 9.8%Graduate: 31.7%Edu
No HS4.2%
HS Grad27.3%
Some College12.1%
Associates15.0%
Bachelors9.8%
Graduate31.7%
Housing & Income

Housing Tenure

Owner: 67%Renter: 33%Tenure
Owner67.0%
Renter33.0%

Home Value Distribution

Under $50k
2%
$50k–$100k
1%
$100k–$150k
2%
$150k–$200k
1%
$200k–$300k
1%
$300k–$500k
11%
Over $500k
82%

Financials

Median HH Income$132,290 ▲ 73% above avg
Median Home Value$723,322 ▲ 159% above avg
Home/Income Ratio5.5x (nat avg ~3.5x)
Median Rent$2,511/mo
Total Housing Units39,267
Vacant Units1,729

Income Distribution

Under $25k
6%
$25k–$50k
6%
$50k–$75k
11%
$75k–$100k
11%
$100k–$150k
24%
$150k–$200k
18%
Over $200k
24%
Employment & Commute

How People Get to Work

Drove Alone
81%
Public Transit
2%
Walked
1%
Work From Home
16%

Commute Time

Under 15 min
22%
15–30 min
16%
30–45 min
15%
Over 45 min
47%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
4%
1960s–1970s
8%
1980s–1990s
26%
2000+
60%
About Tracy, CA

Tracy is a city in California, located in San Joaquin County. The city spans 5 ZIP codes and is home to approximately 131,046 residents. It is a relatively young city, with a median age of 35.34 years.

Economically, Tracy is a upper-middle-income community. The median household income of $132,290 is significantly above the national average. Approximately 6.6% of residents live below the poverty line. The unemployment rate is 5.3%, near the national average.

The real estate market in Tracy is a premium housing market. Median home values stand at $723,322, which is more than double the national average. Renters typically pay around $2,511 per month. Homeownership is high at 67.0%, typical of suburban and family-oriented communities.

The population of Tracy is well-educated. 41.6% of adults hold a bachelor's degree or higher — near the national average. The community is racially diverse, with Hispanic as the largest group at 34.8%.

Tracy, CA offers residents above-average earning potential within California. Spread across 5 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Tracy
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
95304 14,818 $114,359 $869,300 $2,299 6.8% 38.1% 63.5%
95376 54,853 $103,493 $588,200 $2,023 6.6% 31.2% 60.6%
95377 36,182 $155,984 $773,500 $2,837 4.8% 47.1% 73.8%
95391 25,193 $171,510 $859,600 $3,232 2.5% 58.6% 73.2%