| ZIP Code | 93442 |
|---|---|
| City | Morro Bay |
| State | California (CA) |
| County | San Luis Obispo County |
| Area Code | 805/820 |
| Elevation | 950 ft |
| Latitude | 35.401398 |
|---|---|
| Longitude | -120.799935 |
| Timezone | Los Angeles (DST) |
| FIPS | 06079 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 53.2 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.13 |
| Below Poverty | 10.1% ≈ Avg |
| College Grads | 56.5% ▲ 46% above avg |
| Unemployment | 8.1% ▲ 65% above avg |
| No HS Diploma | 81 (0.9%) |
| HS Graduate | 1,328 (15.5%) |
| Some College | 666 (7.8%) |
| Associates | 1,656 (19.3%) |
| Bachelors | 966 (11.3%) |
| Graduate Degree | 3,883 (45.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $92,163 ▲ 21% above avg ↑ 31% since 2019 |
|---|---|
| Median Home Value | $870,600 ▲ 212% above avg ↑ 42% since 2019 |
| Home/Income Ratio | 9.4x (nat avg ~3.5x) |
| Median Rent | $1,815/mo ↑ 17% since 2019 |
| Total Units | 6,537 |
| Vacant Units | 1,310 |
| Avg HH Size | 2.13 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,537 |
|---|---|
| Vacant | 1,310 |
| Owner Occupied | 61.1% |
| Renter Occupied | 39.0% |
| Avg HH Size | 2.13 |
ZIP code 93442 is located in Morro Bay, California, within San Luis Obispo County. With a population of 11,336, this is a lightly populated ZIP code with a mature community — the median age is 53.2 years. Economically, 93442 is a middle-income ZIP code: the median household income of $92,163 is above the national average.
Real estate in ZIP code 93442 represents among the most expensive housing markets in the country. The median home value of $870,600 is more than double the national average. Renters can expect to pay around $1,815 per month in median rent. Homeownership is strong here — 61.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 93442 is primarily White (77.28%). Residents are well-educated — 56.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 10.1%. Household income has grown by 31% since 2019.
The unemployment rate in 93442 stands at 8.1%, which is significantly above the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 93442 in Morro Bay, CA is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 11,336 residents, a median household income of $92,163, and a median home value of $870,600, it offers a clear picture of life in this part of California.