City

Morro Bay, CA

2 ZIP codes  ·  San Luis Obispo County  ·  California

👥11,336Population
💰$92,163Median HH Income▲ 21% above avg
🎂53.2Median Age
🏠$870,600Median Home Value▲ 212% above avg
🎓56.5%College Grads▲ 46% above avg
📊8.1%Unemployment▲ 65% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.9% Female 51.1% ♀

Race & Ethnicity

White: 77.3%Hispanic: 12.8%Black: 0.3%Asian: 4.7%Other: 2.6%Race
White77.3%
Hispanic12.8%
Black0.3%
Asian4.7%
Other2.6%

Age Breakdown

Under 5
3%
5–17
9%
18–24
8%
25–44
19%
45–64
29%
65+
14%

Key Indicators

Median Age53.2 yrs
Avg HH Size2.13
Below Poverty10.1% ≈ Avg
College Grads56.5% ▲ 46% above avg
Unemployment8.1% ▲ 65% above avg
No HS Diploma81 (0.9%)
HS Graduate1,328 (15.5%)
Some College666 (7.8%)
Associates1,656 (19.3%)
Bachelors966 (11.3%)
Graduate Degree3,883 (45.3%)

Education

No HS: 0.9%HS Grad: 15.5%Some College: 7.8%Associates: 19.3%Bachelors: 11.3%Graduate: 45.3%Edu
No HS0.9%
HS Grad15.5%
Some College7.8%
Associates19.3%
Bachelors11.3%
Graduate45.3%
Housing & Income

Housing Tenure

Owner: 61.1%Renter: 39%Tenure
Owner61.1%
Renter39.0%

Home Value Distribution

Under $50k
3%
$50k–$100k
5%
$100k–$150k
3%
$150k–$200k
1%
$200k–$300k
0%
$300k–$500k
2%
Over $500k
85%

Financials

Median HH Income$92,163 ▲ 21% above avg
Median Home Value$870,600 ▲ 212% above avg
Home/Income Ratio9.4x (nat avg ~3.5x)
Median Rent$1,815/mo
Total Housing Units6,537
Vacant Units1,310

Income Distribution

Under $25k
12%
$25k–$50k
11%
$50k–$75k
12%
$75k–$100k
20%
$100k–$150k
20%
$150k–$200k
9%
Over $200k
16%
Employment & Commute

How People Get to Work

Drove Alone
81%
Public Transit
0%
Walked
3%
Work From Home
16%

Commute Time

Under 15 min
34%
15–30 min
40%
30–45 min
18%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
21%
1960s–1970s
14%
1980s–1990s
8%
2000+
56%
About Morro Bay, CA

Morro Bay is a city in California, located in San Luis Obispo County. The city spans 2 ZIP codes and is home to approximately 11,336 residents. It is a mature city, with a median age of 53.2 years.

Economically, Morro Bay is a middle-income community. The median household income of $92,163 is above the national average. Approximately 10.1% of residents live below the poverty line. The unemployment rate is 8.1%, significantly above the national average.

The real estate market in Morro Bay is among the most expensive housing markets in the country. Median home values stand at $870,600, which is more than double the national average. Renters typically pay around $1,815 per month. Homeownership is high at 61.1%, typical of suburban and family-oriented communities.

The population of Morro Bay is well-educated. 56.5% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (77.28%).

Morro Bay, CA offers residents above-average earning potential within California. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Morro Bay
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
93442 11,336 $92,163 $870,600 $1,815 8.1% 56.5% 61.1%

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