US ZIP Code
93405

San Luis Obispo, CA

San Luis Obispo County  ·  California

● Active
👥 23,856 Population ↓ 34% since 2019
💰 $52,481 Median HH Income
▼ 31% below avg ↑ 14% since 2019
🎂 22.7 Median Age ↑ 4% since 2019
🏠 $897,800 Median Home Value
▲ 222% above avg ↑ 30% since 2019
🎓 60.6% College Grads
▲ 56% above avg
📊 9.8% Unemployment
▲ 100% above avg ↑ 55% since 2019
ZIP Code Details
ZIP Code93405
CitySan Luis Obispo
StateCalifornia (CA)
CountySan Luis Obispo County
Area Code805/820
Elevation614 ft
Latitude35.300465
Longitude-120.734843
TimezoneLos Angeles (DST)
FIPS06079
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.9% (12,379) Female 48.1% (11,477) ♀

Race & Ethnicity

White: 72.3%Hispanic: 14.8%Black: 1%Asian: 5.9%Other: 5.2%Race
White72.3%
Hispanic14.8%
Black1.0%
Asian5.9%
Other5.2%

Age Breakdown

Under 5
2%
5–17
5%
18–24
55%
25–44
16%
45–64
11%
65+
5%

Key Indicators

Median Age22.7 yrs ↑ 4% since 2019
Avg Household Size2.62
Below Poverty42.2% ▲ 322% above avg
College Grads60.6% ▲ 56% above avg
Unemployment9.8% ▲ 100% above avg
No HS Diploma146 (1.7%)
HS Graduate939 (11%)
Some College903 (10.6%)
Associates1,366 (16%)
Bachelors833 (9.8%)
Graduate Degree4,332 (50.9%)

Education

No HS: 1.7%HS Grad: 11%Some College: 10.6%Associates: 16%Bachelors: 9.8%Graduate: 50.9%Edu
No HS1.7%
HS Grad11.0%
Some College10.6%
Associates16.0%
Bachelors9.8%
Graduate50.9%
Housing & Income

Housing Tenure

Owner: 32.7%Renter: 67.3%Tenure
Owner32.7%
Renter67.3%

Home Value Distribution

Under $50k
1%
$50k–100k
2%
$150k–200k
1%
$200k–300k
2%
$300k–500k
10%
Over $500k
84%

Financials

Median HH Income$52,481 ▼ 31% below avg ↑ 14% since 2019
Median Home Value$897,800 ▲ 222% above avg ↑ 30% since 2019
Home/Income Ratio17.1x (nat avg ~3.5x)
Median Rent$1,936/mo ↑ 15% since 2019
Total Units9,687
Vacant Units1,129
Avg HH Size2.62

Income Distribution

Under $25k
32%
$25k–50k
14%
$50k–75k
14%
$75k–100k
9%
$100k–150k
10%
$150k–200k
6%
Over $200k
15%
Employment & Commute

How People Get to Work

Drove Alone
75%
Public Transit
1%
Walked
9%
Work From Home
15%

Commute Time

Under 15 min
59%
15–30 min
33%
30–45 min
5%
Over 45 min
3%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
17%
1960s–1970s
17%
1980s–1990s
12%
2000+
52%

Summary

Total Units9,687
Vacant1,129
Owner Occupied32.7%
Renter Occupied67.3%
Avg HH Size2.62
Frequently Asked Questions
ZIP code 93405 is in San Luis Obispo, CA, in San Luis Obispo County.
ZIP code 93405 is located in California (CA).
ZIP code 93405 is in San Luis Obispo County, CA.
ZIP 93405 observes the Los Angeles timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 93405 is 23,856 people (ACS 2023).
The median household income in ZIP code 93405 is $52,481 (ACS 2023).
The median home value in ZIP 93405 is $897,800 (ACS 2023).
About ZIP Code 93405

ZIP code 93405 is located in San Luis Obispo, California, within San Luis Obispo County. With a population of 23,856, this is a moderately populated ZIP code with a young community — the median age is 22.7 years. Economically, 93405 is a working-class ZIP code: the median household income of $52,481 is below the national average.

Real estate in ZIP code 93405 represents among the most expensive housing markets in the country. The median home value of $897,800 is more than double the national average. Renters can expect to pay around $1,936 per month in median rent. This is predominantly a renter community, with 67.3% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 30% since 2019.

The population of 93405 is primarily White (72.31%). Residents are highly educated — 60.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a significant share of residents at 42.2%. Household income has grown by 14% since 2019.

The unemployment rate in 93405 stands at 9.8%, which is more than double the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 65%.

Overall, ZIP code 93405 in San Luis Obispo, CA is characterized as working-class, highly educated, and a young community. With 23,856 residents, a median household income of $52,481, and a median home value of $897,800, it offers a clear picture of life in this part of California.