| ZIP Code | 93430 |
|---|---|
| City | Cayucos |
| State | California (CA) |
| County | San Luis Obispo County |
| Area Code | 805/820 |
| Elevation | 300 ft |
| Latitude | 35.484767 |
|---|---|
| Longitude | -120.944173 |
| Timezone | Los Angeles (DST) |
| FIPS | 06079 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 60.2 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.04 |
| Below Poverty | 6.2% ▼ 38% below avg |
| College Grads | 52.4% ▲ 35% above avg |
| Unemployment | 1.6% ▼ 67% below avg |
| No HS Diploma | 10 (0.4%) |
| HS Graduate | 511 (18.7%) |
| Some College | 291 (10.7%) |
| Associates | 486 (17.8%) |
| Bachelors | 267 (9.8%) |
| Graduate Degree | 1,162 (42.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $86,354 ▲ 13% above avg ↑ 33% since 2019 |
|---|---|
| Median Home Value | $965,100 ▲ 246% above avg ↑ 25% since 2019 |
| Home/Income Ratio | 11.2x (nat avg ~3.5x) |
| Median Rent | $1,571/mo ↑ 25% since 2019 |
| Total Units | 2,707 |
| Vacant Units | 1,117 |
| Avg HH Size | 2.04 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,707 |
|---|---|
| Vacant | 1,117 |
| Owner Occupied | 59.9% |
| Renter Occupied | 40.1% |
| Avg HH Size | 2.04 |
ZIP code 93430 is located in Cayucos, California, within San Luis Obispo County. With a population of 3,257, this is a sparsely populated ZIP code with an older community — the median age is 60.2 years. Economically, 93430 is a middle-income ZIP code: the median household income of $86,354 is near the national average.
Real estate in ZIP code 93430 represents among the most expensive housing markets in the country. The median home value of $965,100 is more than double the national average. Renters can expect to pay around $1,571 per month in median rent. The area has a relatively balanced mix of owners (59.9%) and renters (40.1%). Median home values have increased by 25% since 2019.
The population of 93430 is primarily White (73.84%). Residents are well-educated — 52.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.2%. Household income has grown by 33% since 2019.
The unemployment rate in 93430 stands at 1.6%, which is well below the national average. About 21% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 64%.
Overall, ZIP code 93430 in Cayucos, CA is characterized as middle-income, well-educated, and an older community. With 3,257 residents, a median household income of $86,354, and a median home value of $965,100, it offers a clear picture of life in this part of California.