US ZIP Code
86520

Blue Gap, AZ

Navajo County  ·  Arizona

● Active
👥 2,185 Population ↑ 42% since 2019
💰 $15,160 Median HH Income
▼ 80% below avg ↓ 29% since 2019
🎂 32.5 Median Age ↑ 9% since 2019
🏠 $60,900 Median Home Value
▼ 78% below avg ↑ 8% since 2019
🎓 15.4% College Grads
▼ 60% below avg
📊 30.7% Unemployment
▲ 526% above avg ↑ 42% since 2019
ZIP Code Details
ZIP Code86520
CityBlue Gap
StateArizona (AZ)
CountyNavajo County
Area Code928
Elevation6,480 ft
Latitude36.044337
Longitude-109.971428
TimezonePhoenix
FIPS04017
ZIP TypePO Box
StatusActive
People & Population (ACS 2023)
♂ Male 48.5% (1,060) Female 51.5% (1,125) ♀

Race & Ethnicity

Hispanic: 0.5%Black: 0.1%Other: 0.7%Race
Hispanic0.5%
Black0.1%
Other0.7%

Age Breakdown

Under 5
5%
5–17
22%
18–24
11%
25–44
24%
45–64
23%
65+
6%

Key Indicators

Median Age32.5 yrs ↑ 9% since 2019
Avg Household Size2.84
Below Poverty50.8% ▲ 408% above avg
College Grads15.4% ▼ 60% below avg
Unemployment30.7% ▲ 526% above avg
No HS Diploma77 (7.5%)
HS Graduate446 (43.2%)
Some College59 (5.7%)
Associates292 (28.3%)
Bachelors102 (9.9%)
Graduate Degree57 (5.5%)

Education

No HS: 7.5%HS Grad: 43.2%Some College: 5.7%Associates: 28.3%Bachelors: 9.9%Graduate: 5.5%Edu
No HS7.5%
HS Grad43.2%
Some College5.7%
Associates28.3%
Bachelors9.9%
Graduate5.5%
Housing & Income

Housing Tenure

Owner: 90.4%Renter: 9.6%Tenure
Owner90.4%
Renter9.6%

Home Value Distribution

Under $50k
37%
$50k–100k
28%
$100k–150k
17%
$150k–200k
4%
$200k–300k
8%
$300k–500k
3%
Over $500k
3%

Financials

Median HH Income$15,160 ▼ 80% below avg ↓ 29% since 2019
Median Home Value$60,900 ▼ 78% below avg ↑ 8% since 2019
Home/Income Ratio4.0x (nat avg ~3.5x)
Median Rent$715/mo ↑ 18% since 2019
Total Units1,022
Vacant Units253
Avg HH Size2.84

Income Distribution

Under $25k
62%
$25k–50k
18%
$50k–75k
6%
$75k–100k
7%
$100k–150k
6%
$150k–200k
2%
Employment & Commute

How People Get to Work

Drove Alone
82%
Walked
1%
Work From Home
17%

Commute Time

Under 15 min
27%
15–30 min
7%
30–45 min
44%
Over 45 min
22%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
7%
1960s–1970s
17%
1980s–1990s
23%
2000+
53%

Summary

Total Units1,022
Vacant253
Owner Occupied90.4%
Renter Occupied9.6%
Avg HH Size2.84
Frequently Asked Questions
ZIP code 86520 is in Blue Gap, AZ, in Navajo County.
ZIP code 86520 is located in Arizona (AZ).
ZIP code 86520 is in Navajo County, AZ.
ZIP 86520 observes the Phoenix timezone.
The estimated population of ZIP code 86520 is 2,185 people (ACS 2023).
The median household income in ZIP code 86520 is $15,160 (ACS 2023).
The median home value in ZIP 86520 is $60,900 (ACS 2023).
About ZIP Code 86520

ZIP code 86520 is located in Blue Gap, Arizona, within Navajo County. With a population of 2,185, this is a sparsely populated ZIP code with a relatively young community — the median age is 32.5 years. Economically, 86520 is a lower-income ZIP code: the median household income of $15,160 is well below the national average.

Real estate in ZIP code 86520 represents one of the more affordable housing markets in the country. The median home value of $60,900 is well below the national average. Renters can expect to pay around $715 per month in median rent. Homeownership is strong here — 90.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 8% since 2019.

The population of 86520 is racially diverse, with Hispanic as the largest group at 0.5%. Residents are less-educated — 15.4% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 50.8%. Household income has declined by 29% since 2019.

The unemployment rate in 86520 stands at 30.7%, which is more than double the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.

Overall, ZIP code 86520 in Blue Gap, AZ is characterized as lower-income, less-educated, a relatively young community, and predominantly owner-occupied. With 2,185 residents, a median household income of $15,160, and a median home value of $60,900, it offers a clear picture of life in this part of Arizona.