| ZIP Code | 78628 |
|---|---|
| City | Georgetown |
| State | Texas (TX) |
| County | Williamson County |
| Area Code | 512/737 |
| Elevation | 891 ft |
| Latitude | 30.664543 |
|---|---|
| Longitude | -97.778616 |
| Timezone | Chicago (DST) |
| FIPS | 48491 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.5 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 2.62 |
| Below Poverty | 6.4% ▼ 36% below avg |
| College Grads | 61.6% ▲ 59% above avg |
| Unemployment | 4.7% ≈ Avg |
| No HS Diploma | 293 (1%) |
| HS Graduate | 4,431 (14.7%) |
| Some College | 3,048 (10.1%) |
| Associates | 3,793 (12.6%) |
| Bachelors | 2,449 (8.1%) |
| Graduate Degree | 16,085 (53.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $117,198 ▲ 54% above avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $467,700 ▲ 68% above avg ↑ 51% since 2019 |
| Home/Income Ratio | 4.0x (nat avg ~3.5x) |
| Median Rent | $1,552/mo ↑ 31% since 2019 |
| Total Units | 17,738 |
| Vacant Units | 684 |
| Avg HH Size | 2.62 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 17,738 |
|---|---|
| Vacant | 684 |
| Owner Occupied | 75.2% |
| Renter Occupied | 24.8% |
| Avg HH Size | 2.62 |
ZIP code 78628 is located in Georgetown, Texas, within Williamson County. With a population of 44,821, this is a highly populated ZIP code with a middle-aged community — the median age is 41.5 years. Economically, 78628 is a upper-middle-income ZIP code: the median household income of $117,198 is significantly above the national average.
Real estate in ZIP code 78628 represents a premium housing market. The median home value of $467,700 is significantly above the national average. Renters can expect to pay around $1,552 per month in median rent. Homeownership is strong here — 75.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 51% since 2019.
The population of 78628 is primarily White (73.56%). Residents are highly educated — 61.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.4%. Household income has grown by 23% since 2019.
The unemployment rate in 78628 stands at 4.7%, which is near the national average. About 23% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 78628 in Georgetown, TX is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 44,821 residents, a median household income of $117,198, and a median home value of $467,700, it offers a clear picture of life in this part of Texas.