| ZIP Code | 78154 |
|---|---|
| City | Schertz |
| State | Texas (TX) |
| County | Guadalupe County |
| Area Code | 830 |
| Elevation | 718 ft |
| Latitude | 29.547147 |
|---|---|
| Longitude | -98.262605 |
| Timezone | Chicago (DST) |
| FIPS | 48187 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.1 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.70 |
| Below Poverty | 6.7% ▼ 33% below avg |
| College Grads | 53.2% ▲ 37% above avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 236 (0.9%) |
| HS Graduate | 4,938 (18.5%) |
| Some College | 3,563 (13.4%) |
| Associates | 3,723 (14%) |
| Bachelors | 3,312 (12.4%) |
| Graduate Degree | 10,876 (40.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $97,465 ▲ 28% above avg ↑ 21% since 2019 |
|---|---|
| Median Home Value | $296,400 ≈ Avg ↑ 45% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $1,664/mo ↑ 26% since 2019 |
| Total Units | 15,688 |
| Vacant Units | 691 |
| Avg HH Size | 2.70 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 15,688 |
|---|---|
| Vacant | 691 |
| Owner Occupied | 70.0% |
| Renter Occupied | 30.1% |
| Avg HH Size | 2.70 |
ZIP code 78154 is located in Schertz, Texas, within Guadalupe County. With a population of 40,898, this is a highly populated ZIP code with a middle-aged community — the median age is 38.1 years. Economically, 78154 is a middle-income ZIP code: the median household income of $97,465 is above the national average.
Real estate in ZIP code 78154 represents a mid-range housing market. The median home value of $296,400 is near the national average. Renters can expect to pay around $1,664 per month in median rent. Homeownership is strong here — 70.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 45% since 2019.
The population of 78154 is racially diverse, with White as the largest group at 46.5%. Residents are well-educated — 53.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.7%. Household income has grown by 21% since 2019.
The unemployment rate in 78154 stands at 4.8%, which is near the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 78154 in Schertz, TX is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 40,898 residents, a median household income of $97,465, and a median home value of $296,400, it offers a clear picture of life in this part of Texas.