| ZIP Code | 76557 |
|---|---|
| City | Moody |
| State | Texas (TX) |
| County | McLennan County |
| Area Code | 254 |
| Elevation | 693 ft |
| Latitude | 31.293783 |
|---|---|
| Longitude | -97.40019 |
| Timezone | Chicago (DST) |
| FIPS | 48309 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.6 yrs |
|---|---|
| Avg Household Size | 3.01 |
| Below Poverty | 10.8% ▲ 8% above avg |
| College Grads | 37.0% ≈ Avg |
| Unemployment | 4.3% ▼ 12% below avg |
| No HS Diploma | 92 (2.6%) |
| HS Graduate | 1,017 (28.6%) |
| Some College | 623 (17.5%) |
| Associates | 508 (14.3%) |
| Bachelors | 348 (9.8%) |
| Graduate Degree | 965 (27.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,958 ≈ Avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $197,000 ▼ 29% below avg ↑ 31% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $1,099/mo ↑ 73% since 2019 |
| Total Units | 1,994 |
| Vacant Units | 219 |
| Avg HH Size | 3.01 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,994 |
|---|---|
| Vacant | 219 |
| Owner Occupied | 77.8% |
| Renter Occupied | 22.3% |
| Avg HH Size | 3.01 |
ZIP code 76557 is located in Moody, Texas, within McLennan County. With a population of 5,341, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.6 years. Economically, 76557 is a middle-income ZIP code: the median household income of $75,958 is near the national average.
Real estate in ZIP code 76557 represents an affordable housing market. The median home value of $197,000 is below the national average. Renters can expect to pay around $1,099 per month in median rent. Homeownership is strong here — 77.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 76557 is primarily White (73.15%). Residents are moderately educated — 37.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 10.8%. Household income has grown by 18% since 2019.
The unemployment rate in 76557 stands at 4.3%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 76557 in Moody, TX is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 5,341 residents, a median household income of $75,958, and a median home value of $197,000, it offers a clear picture of life in this part of Texas.