| ZIP Code | 76504 |
|---|---|
| City | Temple |
| State | Texas (TX) |
| County | Bell County |
| Area Code | 254 |
| Elevation | 665 ft |
| Latitude | 31.142333 |
|---|---|
| Longitude | -97.374637 |
| Timezone | Chicago (DST) |
| FIPS | 48027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 33.2 yrs |
|---|---|
| Avg Household Size | 2.34 |
| Below Poverty | 18.7% ▲ 87% above avg |
| College Grads | 33.0% ▼ 15% below avg |
| Unemployment | 6.9% ▲ 40% above avg |
| No HS Diploma | 277 (2%) |
| HS Graduate | 3,988 (28.3%) |
| Some College | 2,448 (17.4%) |
| Associates | 2,718 (19.3%) |
| Bachelors | 1,634 (11.6%) |
| Graduate Degree | 3,020 (21.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $50,420 ▼ 34% below avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $162,600 ▼ 42% below avg ↑ 69% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $1,106/mo ↑ 30% since 2019 |
| Total Units | 11,068 |
| Vacant Units | 885 |
| Avg HH Size | 2.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,068 |
|---|---|
| Vacant | 885 |
| Owner Occupied | 32.8% |
| Renter Occupied | 67.2% |
| Avg HH Size | 2.34 |
ZIP code 76504 is located in Temple, Texas, within Bell County. With a population of 24,856, this is a moderately populated ZIP code with a relatively young community — the median age is 33.2 years. Economically, 76504 is a working-class ZIP code: the median household income of $50,420 is below the national average.
Real estate in ZIP code 76504 represents an affordable housing market. The median home value of $162,600 is below the national average. Renters can expect to pay around $1,106 per month in median rent. This is predominantly a renter community, with 67.2% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 69% since 2019.
The population of 76504 is racially diverse, with White as the largest group at 49.1%. Residents are moderately educated — 33.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 18.7%. Household income has grown by 19% since 2019.
The unemployment rate in 76504 stands at 6.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 76504 in Temple, TX is characterized as working-class, moderately educated, and a relatively young community. With 24,856 residents, a median household income of $50,420, and a median home value of $162,600, it offers a clear picture of life in this part of Texas.