| ZIP Code | 74960 |
|---|---|
| City | Stilwell |
| State | Oklahoma (OK) |
| County | Adair County |
| Area Code | 539/918 |
| Elevation | 1,122 ft |
| Latitude | 35.810426 |
|---|---|
| Longitude | -94.650548 |
| Timezone | Chicago (DST) |
| FIPS | 40001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.4 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.83 |
| Below Poverty | 22.2% ▲ 122% above avg |
| College Grads | 21.5% ▼ 45% below avg |
| Unemployment | 6.2% ▲ 28% above avg |
| No HS Diploma | 160 (2.4%) |
| HS Graduate | 2,989 (44.9%) |
| Some College | 1,095 (16.5%) |
| Associates | 980 (14.7%) |
| Bachelors | 454 (6.8%) |
| Graduate Degree | 977 (14.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $48,174 ▼ 37% below avg ↑ 42% since 2019 |
|---|---|
| Median Home Value | $112,300 ▼ 60% below avg ↑ 28% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $656/mo ↑ 21% since 2019 |
| Total Units | 4,863 |
| Vacant Units | 688 |
| Avg HH Size | 2.83 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,863 |
|---|---|
| Vacant | 688 |
| Owner Occupied | 67.0% |
| Renter Occupied | 33.0% |
| Avg HH Size | 2.83 |
ZIP code 74960 is located in Stilwell, Oklahoma, within Adair County. With a population of 11,964, this is a lightly populated ZIP code with a relatively young community — the median age is 36.4 years. Economically, 74960 is a working-class ZIP code: the median household income of $48,174 is below the national average.
Real estate in ZIP code 74960 represents one of the more affordable housing markets in the country. The median home value of $112,300 is well below the national average. Renters can expect to pay around $656 per month in median rent. Homeownership is strong here — 67.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 74960 is racially diverse, with White as the largest group at 30.9%. Residents are less-educated — 21.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 22.2%. Household income has grown by 42% since 2019.
The unemployment rate in 74960 stands at 6.2%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 74960 in Stilwell, OK is characterized as working-class, less-educated, a relatively young community, and predominantly owner-occupied. With 11,964 residents, a median household income of $48,174, and a median home value of $112,300, it offers a clear picture of life in this part of Oklahoma.