| ZIP Code | 74865 |
|---|---|
| City | Roff |
| State | Oklahoma (OK) |
| County | Pontotoc County |
| Area Code | 580 |
| Elevation | 1,217 ft |
| Latitude | 34.613477 |
|---|---|
| Longitude | -96.818238 |
| Timezone | Chicago (DST) |
| FIPS | 40123 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.3 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 2.88 |
| Below Poverty | 17.6% ▲ 76% above avg |
| College Grads | 27.7% ▼ 29% below avg |
| Unemployment | 2.7% ▼ 45% below avg |
| No HS Diploma | 13 (1.2%) |
| HS Graduate | 453 (41.1%) |
| Some College | 141 (12.8%) |
| Associates | 191 (17.3%) |
| Bachelors | 46 (4.2%) |
| Graduate Degree | 259 (23.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,944 ▼ 19% below avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $125,000 ▼ 55% below avg ↑ 9% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $1,016/mo ↑ 56% since 2019 |
| Total Units | 834 |
| Vacant Units | 134 |
| Avg HH Size | 2.88 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 834 |
|---|---|
| Vacant | 134 |
| Owner Occupied | 85.1% |
| Renter Occupied | 14.9% |
| Avg HH Size | 2.88 |
ZIP code 74865 is located in Roff, Oklahoma, within Pontotoc County. With a population of 2,019, this is a sparsely populated ZIP code with a relatively young community — the median age is 34.3 years. Economically, 74865 is a solidly middle-class ZIP code: the median household income of $61,944 is below the national average.
Real estate in ZIP code 74865 represents one of the more affordable housing markets in the country. The median home value of $125,000 is well below the national average. Renters can expect to pay around $1,016 per month in median rent. Homeownership is strong here — 85.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 9% since 2019.
The population of 74865 is primarily White (70.93%). Residents are moderately educated — 27.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 17.6%. Household income has grown by 7% since 2019.
The unemployment rate in 74865 stands at 2.7%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 74865 in Roff, OK is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 2,019 residents, a median household income of $61,944, and a median home value of $125,000, it offers a clear picture of life in this part of Oklahoma.