| ZIP Code | 74820 |
|---|---|
| City | Ada |
| State | Oklahoma (OK) |
| County | Pontotoc County |
| Area Code | 580 |
| Elevation | 1,003 ft |
| Latitude | 34.8044 |
|---|---|
| Longitude | -96.715374 |
| Timezone | Chicago (DST) |
| FIPS | 40123 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.7 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.46 |
| Below Poverty | 11.5% ▲ 15% above avg |
| College Grads | 40.5% ≈ Avg |
| Unemployment | 3.5% ▼ 29% below avg |
| No HS Diploma | 151 (0.8%) |
| HS Graduate | 5,670 (30.1%) |
| Some College | 2,487 (13.2%) |
| Associates | 2,912 (15.5%) |
| Bachelors | 1,656 (8.8%) |
| Graduate Degree | 5,964 (31.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $62,359 ▼ 18% below avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $177,600 ▼ 36% below avg ↑ 33% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $882/mo ↑ 23% since 2019 |
| Total Units | 14,372 |
| Vacant Units | 1,974 |
| Avg HH Size | 2.46 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,372 |
|---|---|
| Vacant | 1,974 |
| Owner Occupied | 63.3% |
| Renter Occupied | 36.7% |
| Avg HH Size | 2.46 |
ZIP code 74820 is located in Ada, Oklahoma, within Pontotoc County. With a population of 31,679, this is a moderately populated ZIP code with a relatively young community — the median age is 36.7 years. Economically, 74820 is a solidly middle-class ZIP code: the median household income of $62,359 is below the national average.
Real estate in ZIP code 74820 represents an affordable housing market. The median home value of $177,600 is below the national average. Renters can expect to pay around $882 per month in median rent. Homeownership is strong here — 63.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.
The population of 74820 is majority White (61.99%). Residents are well-educated — 40.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.5%. Household income has grown by 26% since 2019.
The unemployment rate in 74820 stands at 3.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 74820 in Ada, OK is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 31,679 residents, a median household income of $62,359, and a median home value of $177,600, it offers a clear picture of life in this part of Oklahoma.