| ZIP Code | 64644 |
|---|---|
| City | Hamilton |
| State | Missouri (MO) |
| County | Caldwell County |
| Area Code | 816/975 |
| Elevation | 956 ft |
| Latitude | 39.739066 |
|---|---|
| Longitude | -93.970808 |
| Timezone | Chicago (DST) |
| FIPS | 29025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.8 yrs |
|---|---|
| Avg Household Size | 2.63 |
| Below Poverty | 12.6% ▲ 26% above avg |
| College Grads | 36.2% ≈ Avg |
| Unemployment | 6.7% ▲ 36% above avg |
| No HS Diploma | 22 (1.1%) |
| HS Graduate | 718 (35%) |
| Some College | 253 (12.3%) |
| Associates | 317 (15.4%) |
| Bachelors | 217 (10.6%) |
| Graduate Degree | 527 (25.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $72,628 ≈ Avg ↑ 36% since 2019 |
|---|---|
| Median Home Value | $171,600 ▼ 38% below avg ↑ 49% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $650/mo ↓ 8% since 2019 |
| Total Units | 1,394 |
| Vacant Units | 174 |
| Avg HH Size | 2.63 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,394 |
|---|---|
| Vacant | 174 |
| Owner Occupied | 76.9% |
| Renter Occupied | 23.1% |
| Avg HH Size | 2.63 |
ZIP code 64644 is located in Hamilton, Missouri, within Caldwell County. With a population of 3,265, this is a sparsely populated ZIP code with a relatively young community — the median age is 37.8 years. Economically, 64644 is a solidly middle-class ZIP code: the median household income of $72,628 is near the national average.
Real estate in ZIP code 64644 represents an affordable housing market. The median home value of $171,600 is below the national average. Renters can expect to pay around $650 per month in median rent. Homeownership is strong here — 76.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 49% since 2019.
The population of 64644 is primarily White (95.04%). Residents are moderately educated — 36.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 12.6%. Household income has grown by 36% since 2019.
The unemployment rate in 64644 stands at 6.7%, which is above the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 64644 in Hamilton, MO is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 3,265 residents, a median household income of $72,628, and a median home value of $171,600, it offers a clear picture of life in this part of Missouri.