| ZIP Code | 64637 |
|---|---|
| City | Cowgill |
| State | Missouri (MO) |
| County | Caldwell County |
| Area Code | 660 |
| Elevation | 955 ft |
| Latitude | 39.575717 |
|---|---|
| Longitude | -93.917412 |
| Timezone | Chicago (DST) |
| FIPS | 29025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.0 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.37 |
| Below Poverty | 21.1% ▲ 111% above avg |
| College Grads | 21.7% ▼ 44% below avg |
| Unemployment | 7.0% ▲ 44% above avg |
| No HS Diploma | 8 (2.7%) |
| HS Graduate | 144 (48.2%) |
| Some College | 38 (12.7%) |
| Associates | 44 (14.7%) |
| Bachelors | 15 (5%) |
| Graduate Degree | 50 (16.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,000 ▼ 24% below avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $115,200 ▼ 59% below avg ↑ 13% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $548/mo ↑ 14% since 2019 |
| Total Units | 258 |
| Vacant Units | 52 |
| Avg HH Size | 2.37 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 258 |
|---|---|
| Vacant | 52 |
| Owner Occupied | 79.1% |
| Renter Occupied | 20.9% |
| Avg HH Size | 2.37 |
ZIP code 64637 is located in Cowgill, Missouri, within Caldwell County. With a population of 488, this is a sparsely populated ZIP code with a mature community — the median age is 47 years. Economically, 64637 is a solidly middle-class ZIP code: the median household income of $58,000 is below the national average.
Real estate in ZIP code 64637 represents one of the more affordable housing markets in the country. The median home value of $115,200 is well below the national average. Renters can expect to pay around $548 per month in median rent. Homeownership is strong here — 79.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 13% since 2019.
The population of 64637 is primarily White (87.30%). Residents are less-educated — 21.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 21.1%. Household income has grown by 22% since 2019.
The unemployment rate in 64637 stands at 7.0%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 64637 in Cowgill, MO is characterized as solidly middle-class, less-educated, a mature community, and predominantly owner-occupied. With 488 residents, a median household income of $58,000, and a median home value of $115,200, it offers a clear picture of life in this part of Missouri.