| ZIP Code | 64656 |
|---|---|
| City | Ludlow |
| State | Missouri (MO) |
| County | Livingston County |
| Area Code | 660 |
| Elevation | 742 ft |
| Latitude | 39.67691 |
|---|---|
| Longitude | -93.692789 |
| Timezone | Chicago (DST) |
| FIPS | 29117 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.4 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.51 |
| Below Poverty | 17.6% ▲ 76% above avg |
| College Grads | 18.0% ▼ 53% below avg |
| Unemployment | 11.5% ▲ 134% above avg |
| No HS Diploma | 8 (6.6%) |
| HS Graduate | 79 (64.8%) |
| Some College | 6 (4.9%) |
| Associates | 7 (5.7%) |
| Bachelors | 7 (5.7%) |
| Graduate Degree | 15 (12.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,000 ▼ 21% below avg ↑ 52% since 2019 |
|---|---|
| Median Home Value | $103,800 ▼ 63% below avg ↑ 23% since 2019 |
| Home/Income Ratio | 1.7x (nat avg ~3.5x) |
| Median Rent | $643/mo ↑ 130% since 2019 |
| Total Units | 121 |
| Vacant Units | 35 |
| Avg HH Size | 2.51 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 121 |
|---|---|
| Vacant | 35 |
| Owner Occupied | 65.1% |
| Renter Occupied | 34.9% |
| Avg HH Size | 2.51 |
ZIP code 64656 is located in Ludlow, Missouri, within Livingston County. With a population of 216, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.4 years. Economically, 64656 is a solidly middle-class ZIP code: the median household income of $60,000 is below the national average.
Real estate in ZIP code 64656 represents one of the more affordable housing markets in the country. The median home value of $103,800 is well below the national average. Renters can expect to pay around $643 per month in median rent. Homeownership is strong here — 65.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 64656 is primarily White (99.54%). Residents are less-educated — 18.0% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 17.6%. Household income has grown by 52% since 2019.
The unemployment rate in 64656 stands at 11.5%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 54%.
Overall, ZIP code 64656 in Ludlow, MO is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 216 residents, a median household income of $60,000, and a median home value of $103,800, it offers a clear picture of life in this part of Missouri.