| ZIP Code | 64686 |
|---|---|
| City | Utica |
| State | Missouri (MO) |
| County | Livingston County |
| Area Code | 660 |
| Elevation | 683 ft |
| Latitude | 39.748701 |
|---|---|
| Longitude | -93.623824 |
| Timezone | Chicago (DST) |
| FIPS | 29117 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.1 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 1.95 |
| Below Poverty | 6.0% ▼ 40% below avg |
| College Grads | 48.2% ▲ 24% above avg |
| Unemployment | 1.5% ▼ 69% below avg |
| No HS Diploma | 1 (0.6%) |
| HS Graduate | 64 (39%) |
| Some College | 13 (7.9%) |
| Associates | 7 (4.3%) |
| Bachelors | 69 (42.1%) |
| Graduate Degree | 10 (6.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,000 ≈ Avg ↑ 55% since 2019 |
|---|---|
| Median Home Value | $98,600 ▼ 65% below avg ↑ 48% since 2019 |
| Home/Income Ratio | 1.3x (nat avg ~3.5x) |
| Total Units | 120 |
| Vacant Units | 18 |
| Avg HH Size | 1.95 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 120 |
|---|---|
| Vacant | 18 |
| Owner Occupied | 94.1% |
| Renter Occupied | 5.9% |
| Avg HH Size | 1.95 |
ZIP code 64686 is located in Utica, Missouri, within Livingston County. With a population of 199, this is a sparsely populated ZIP code with a mature community — the median age is 52.1 years. Economically, 64686 is a solidly middle-class ZIP code: the median household income of $75,000 is near the national average.
Real estate in ZIP code 64686 represents one of the more affordable housing markets in the country. The median home value of $98,600 is well below the national average. Homeownership is strong here — 94.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 48% since 2019.
The population of 64686 is primarily White (87.94%). Residents are well-educated — 48.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.0%. Household income has grown by 55% since 2019.
The unemployment rate in 64686 stands at 1.5%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 92%.
Overall, ZIP code 64686 in Utica, MO is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 199 residents, a median household income of $75,000, and a median home value of $98,600, it offers a clear picture of life in this part of Missouri.