| ZIP Code | 64640 |
|---|---|
| City | Gallatin |
| State | Missouri (MO) |
| County | Daviess County |
| Area Code | 660 |
| Elevation | 859 ft |
| Latitude | 39.898207 |
|---|---|
| Longitude | -93.935966 |
| Timezone | Chicago (DST) |
| FIPS | 29061 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.5 yrs |
|---|---|
| Avg Household Size | 2.54 |
| Below Poverty | 18.6% ▲ 86% above avg |
| College Grads | 32.2% ▼ 17% below avg |
| Unemployment | 2.9% ▼ 42% below avg |
| No HS Diploma | 2 (0.1%) |
| HS Graduate | 827 (42.1%) |
| Some College | 234 (11.9%) |
| Associates | 269 (13.7%) |
| Bachelors | 148 (7.5%) |
| Graduate Degree | 485 (24.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $56,250 ▼ 26% below avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $177,400 ▼ 36% below avg ↑ 51% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $796/mo ↑ 43% since 2019 |
| Total Units | 1,802 |
| Vacant Units | 561 |
| Avg HH Size | 2.54 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,802 |
|---|---|
| Vacant | 561 |
| Owner Occupied | 72.2% |
| Renter Occupied | 27.8% |
| Avg HH Size | 2.54 |
ZIP code 64640 is located in Gallatin, Missouri, within Daviess County. With a population of 3,183, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.5 years. Economically, 64640 is a solidly middle-class ZIP code: the median household income of $56,250 is below the national average.
Real estate in ZIP code 64640 represents an affordable housing market. The median home value of $177,400 is below the national average. Renters can expect to pay around $796 per month in median rent. Homeownership is strong here — 72.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 51% since 2019.
The population of 64640 is primarily White (96.04%). Residents are moderately educated — 32.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.6%. Household income has grown by 8% since 2019.
The unemployment rate in 64640 stands at 2.9%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 64640 in Gallatin, MO is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,183 residents, a median household income of $56,250, and a median home value of $177,400, it offers a clear picture of life in this part of Missouri.