| ZIP Code | 64632 |
|---|---|
| City | Cainsville |
| State | Missouri (MO) |
| County | Harrison County |
| Area Code | 660 |
| Elevation | 962 ft |
| Latitude | 40.468986 |
|---|---|
| Longitude | -93.766788 |
| Timezone | Chicago (DST) |
| FIPS | 29081 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 56.9 yrs ↑ 18% since 2019 |
|---|---|
| Avg Household Size | 2.24 |
| Below Poverty | 14.2% ▲ 42% above avg |
| College Grads | 17.3% ▼ 55% below avg |
| Unemployment | 3.3% ▼ 33% below avg |
| No HS Diploma | 2 (0.7%) |
| HS Graduate | 143 (46.7%) |
| Some College | 68 (22.2%) |
| Associates | 40 (13.1%) |
| Bachelors | 37 (12.1%) |
| Graduate Degree | 16 (5.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $49,792 ▼ 35% below avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $79,000 ▼ 72% below avg ↑ 27% since 2019 |
| Home/Income Ratio | 1.6x (nat avg ~3.5x) |
| Median Rent | $513/mo ↑ 40% since 2019 |
| Total Units | 346 |
| Vacant Units | 167 |
| Avg HH Size | 2.24 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 346 |
|---|---|
| Vacant | 167 |
| Owner Occupied | 89.4% |
| Renter Occupied | 10.6% |
| Avg HH Size | 2.24 |
ZIP code 64632 is located in Cainsville, Missouri, within Harrison County. With a population of 401, this is a sparsely populated ZIP code with an older community — the median age is 56.9 years. Economically, 64632 is a working-class ZIP code: the median household income of $49,792 is below the national average.
Real estate in ZIP code 64632 represents one of the more affordable housing markets in the country. The median home value of $79,000 is well below the national average. Renters can expect to pay around $513 per month in median rent. Homeownership is strong here — 89.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 27% since 2019.
The population of 64632 is primarily White (96.76%). Residents are less-educated — 17.3% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 14.2%. Household income has grown by 18% since 2019.
The unemployment rate in 64632 stands at 3.3%, which is below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 64632 in Cainsville, MO is characterized as working-class, less-educated, an older community, and predominantly owner-occupied. With 401 residents, a median household income of $49,792, and a median home value of $79,000, it offers a clear picture of life in this part of Missouri.