| ZIP Code | 64481 |
|---|---|
| City | Ridgeway |
| State | Missouri (MO) |
| County | Harrison County |
| Area Code | 660 |
| Elevation | 1,016 ft |
| Latitude | 40.353947 |
|---|---|
| Longitude | -93.887733 |
| Timezone | Chicago (DST) |
| FIPS | 29081 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.6 yrs ↓ 22% since 2019 |
|---|---|
| Avg Household Size | 2.87 |
| Below Poverty | 18.2% ▲ 82% above avg |
| College Grads | 32.5% ▼ 16% below avg |
| Unemployment | 4.3% ▼ 12% below avg |
| HS Graduate | 267 (37.3%) |
| Some College | 129 (18%) |
| Associates | 87 (12.2%) |
| Bachelors | 111 (15.5%) |
| Graduate Degree | 122 (17%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,589 ▼ 31% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $103,600 ▼ 63% below avg ↑ 48% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $533/mo ↓ 24% since 2019 |
| Total Units | 544 |
| Vacant Units | 133 |
| Avg HH Size | 2.87 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 544 |
|---|---|
| Vacant | 133 |
| Owner Occupied | 76.6% |
| Renter Occupied | 23.4% |
| Avg HH Size | 2.87 |
ZIP code 64481 is located in Ridgeway, Missouri, within Harrison County. With a population of 1,179, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38.6 years. Economically, 64481 is a working-class ZIP code: the median household income of $52,589 is below the national average.
Real estate in ZIP code 64481 represents one of the more affordable housing markets in the country. The median home value of $103,600 is well below the national average. Renters can expect to pay around $533 per month in median rent. Homeownership is strong here — 76.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 48% since 2019.
The population of 64481 is primarily White (98.56%). Residents are moderately educated — 32.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.2%. Household income has grown by 29% since 2019.
The unemployment rate in 64481 stands at 4.3%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 64481 in Ridgeway, MO is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,179 residents, a median household income of $52,589, and a median home value of $103,600, it offers a clear picture of life in this part of Missouri.