| ZIP Code | 62640 |
|---|---|
| City | Girard |
| State | Illinois (IL) |
| County | Macoupin County |
| Area Code | 217/447 |
| Elevation | 669 ft |
| Latitude | 39.428269 |
|---|---|
| Longitude | -89.80498 |
| Timezone | Chicago (DST) |
| FIPS | 17117 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.5 yrs |
|---|---|
| Avg Household Size | 2.78 |
| Below Poverty | 18.3% ▲ 83% above avg |
| College Grads | 26.1% ▼ 33% below avg |
| Unemployment | 4.3% ▼ 13% below avg |
| No HS Diploma | 52 (2.3%) |
| HS Graduate | 1,027 (44.5%) |
| Some College | 293 (12.7%) |
| Associates | 334 (14.5%) |
| Bachelors | 246 (10.7%) |
| Graduate Degree | 356 (15.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,438 ▼ 16% below avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $165,500 ▼ 41% below avg ↑ 37% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $786/mo |
| Total Units | 1,577 |
| Vacant Units | 380 |
| Avg HH Size | 2.78 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,577 |
|---|---|
| Vacant | 380 |
| Owner Occupied | 70.7% |
| Renter Occupied | 29.3% |
| Avg HH Size | 2.78 |
ZIP code 62640 is located in Girard, Illinois, within Macoupin County. With a population of 3,342, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.5 years. Economically, 62640 is a solidly middle-class ZIP code: the median household income of $64,438 is below the national average.
Real estate in ZIP code 62640 represents an affordable housing market. The median home value of $165,500 is below the national average. Renters can expect to pay around $786 per month in median rent. Homeownership is strong here — 70.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.
The population of 62640 is primarily White (94.08%). Residents are moderately educated — 26.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.3%. Household income has grown by 7% since 2019.
The unemployment rate in 62640 stands at 4.3%, which is near the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 62640 in Girard, IL is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,342 residents, a median household income of $64,438, and a median home value of $165,500, it offers a clear picture of life in this part of Illinois.