City

Girard, IL

1 ZIP code  ·  Macoupin County  ·  Illinois

👥3,342Population
💰$64,438Median HH Income▼ 16% below avg
🎂44.5Median Age
🏠$165,500Median Home Value▼ 41% below avg
🎓26.1%College Grads▼ 33% below avg
📊4.3%Unemployment▼ 13% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.0% Female 50.0% ♀

Race & Ethnicity

White: 94.1%Hispanic: 1.4%Other: 4.2%Race
White94.1%
Hispanic1.4%
Other4.2%

Age Breakdown

Under 5
6%
5–17
16%
18–24
5%
25–44
24%
45–64
27%
65+
12%

Key Indicators

Median Age44.5 yrs
Avg HH Size2.78
Below Poverty18.3% ▲ 83% above avg
College Grads26.1% ▼ 33% below avg
Unemployment4.3% ▼ 13% below avg
No HS Diploma52 (2.3%)
HS Graduate1,027 (44.5%)
Some College293 (12.7%)
Associates334 (14.5%)
Bachelors246 (10.7%)
Graduate Degree356 (15.4%)

Education

No HS: 2.3%HS Grad: 44.5%Some College: 12.7%Associates: 14.5%Bachelors: 10.7%Graduate: 15.4%Edu
No HS2.3%
HS Grad44.5%
Some College12.7%
Associates14.5%
Bachelors10.7%
Graduate15.4%
Housing & Income

Housing Tenure

Owner: 70.7%Renter: 29.3%Tenure
Owner70.7%
Renter29.3%

Home Value Distribution

Under $50k
7%
$50k–$100k
22%
$100k–$150k
12%
$150k–$200k
22%
$200k–$300k
20%
$300k–$500k
9%
Over $500k
7%

Financials

Median HH Income$64,438 ▼ 16% below avg
Median Home Value$165,500 ▼ 41% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$786/mo
Total Housing Units1,577
Vacant Units380

Income Distribution

Under $25k
18%
$25k–$50k
18%
$50k–$75k
14%
$75k–$100k
15%
$100k–$150k
21%
$150k–$200k
9%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
86%
Walked
2%
Work From Home
12%

Commute Time

Under 15 min
23%
15–30 min
26%
30–45 min
24%
Over 45 min
28%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
6%
1960s–1970s
17%
1980s–1990s
13%
2000+
61%
About Girard, IL

Girard is a city in Illinois, located in Macoupin County. The city spans 1 ZIP code and is home to approximately 3,342 residents. It is a middle-aged city, with a median age of 44.5 years.

Economically, Girard is a solidly middle-class community. The median household income of $64,438 is below the national average. Approximately 18.3% of residents live below the poverty line. The unemployment rate is 4.3%, near the national average.

The real estate market in Girard is an affordable housing market. Median home values stand at $165,500, which is below the national average. Renters typically pay around $786 per month. Homeownership is high at 70.7%, typical of suburban and family-oriented communities.

The population of Girard is moderately educated. 26.1% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (94.08%).

Girard, IL offers residents a cost-conscious lifestyle within Illinois.

ZIP Codes in Girard
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
62640 3,342 $64,438 $165,500 $786 4.3% 26.1% 70.7%