| ZIP Code | 56639 |
|---|---|
| City | Effie |
| State | Minnesota (MN) |
| County | Itasca County |
| Area Code | 218 |
| Elevation | 1,386 ft |
| Latitude | 47.918539 |
|---|---|
| Longitude | -93.536233 |
| Timezone | Chicago (DST) |
| FIPS | 27061 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.1 yrs ↓ 18% since 2019 |
|---|---|
| Avg Household Size | 2.06 |
| Below Poverty | 16.3% ▲ 63% above avg |
| College Grads | 25.6% ▼ 34% below avg |
| Unemployment | 8.4% ▲ 71% above avg |
| HS Graduate | 107 (39.2%) |
| Some College | 51 (18.7%) |
| Associates | 45 (16.5%) |
| Bachelors | 40 (14.7%) |
| Graduate Degree | 30 (11%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $41,417 ▼ 46% below avg ↑ 21% since 2019 |
|---|---|
| Median Home Value | $186,100 ▼ 33% below avg ↑ 13% since 2019 |
| Home/Income Ratio | 4.5x (nat avg ~3.5x) |
| Median Rent | $1,268/mo ↑ 36% since 2019 |
| Total Units | 489 |
| Vacant Units | 298 |
| Avg HH Size | 2.06 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 489 |
|---|---|
| Vacant | 298 |
| Owner Occupied | 81.7% |
| Renter Occupied | 18.3% |
| Avg HH Size | 2.06 |
ZIP code 56639 is located in Effie, Minnesota, within Itasca County. With a population of 393, this is a sparsely populated ZIP code with a mature community — the median age is 49.1 years. Economically, 56639 is a working-class ZIP code: the median household income of $41,417 is below the national average.
Real estate in ZIP code 56639 represents an affordable housing market. The median home value of $186,100 is below the national average. Renters can expect to pay around $1,268 per month in median rent. Homeownership is strong here — 81.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 13% since 2019.
The population of 56639 is primarily White (87.02%). Residents are moderately educated — 25.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.3%. Household income has grown by 21% since 2019.
The unemployment rate in 56639 stands at 8.4%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 56639 in Effie, MN is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 393 residents, a median household income of $41,417, and a median home value of $186,100, it offers a clear picture of life in this part of Minnesota.