US ZIP Code
55109

Saint Paul, MN

Ramsey County  ·  Minnesota

● Active
👥 34,266 Population
💰 $81,759 Median HH Income
≈ Avg ↑ 26% since 2019
🎂 36.8 Median Age
🏠 $291,200 Median Home Value
≈ Avg ↑ 36% since 2019
🎓 43.1% College Grads
▲ 11% above avg
📊 3.8% Unemployment
▼ 23% below avg ↓ 29% since 2019
ZIP Code Details
ZIP Code55109
CitySaint Paul
StateMinnesota (MN)
CountyRamsey County
Area Code651
Elevation916 ft
Latitude45.016634
Longitude-93.026716
TimezoneChicago (DST)
FIPS27123
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.6% (16,982) Female 50.4% (17,284) ♀

Race & Ethnicity

White: 53.4%Hispanic: 6.2%Black: 8.6%Asian: 24.5%Other: 5.8%Race
White53.4%
Hispanic6.2%
Black8.6%
Asian24.5%
Other5.8%

Age Breakdown

Under 5
7%
5–17
18%
18–24
7%
25–44
28%
45–64
23%
65+
8%

Key Indicators

Median Age36.8 yrs
Avg Household Size2.63
Below Poverty10.3% ≈ Avg
College Grads43.1% ▲ 11% above avg
Unemployment3.8% ▼ 23% below avg
No HS Diploma795 (3.6%)
HS Graduate5,753 (26.3%)
Some College2,564 (11.7%)
Associates3,328 (15.2%)
Bachelors2,619 (12%)
Graduate Degree6,786 (31.1%)

Education

No HS: 3.6%HS Grad: 26.3%Some College: 11.7%Associates: 15.2%Bachelors: 12%Graduate: 31.1%Edu
No HS3.6%
HS Grad26.3%
Some College11.7%
Associates15.2%
Bachelors12.0%
Graduate31.1%
Housing & Income

Housing Tenure

Owner: 65.1%Renter: 34.9%Tenure
Owner65.1%
Renter34.9%

Home Value Distribution

Under $50k
2%
$50k–100k
1%
$100k–150k
1%
$150k–200k
5%
$200k–300k
45%
$300k–500k
40%
Over $500k
5%

Financials

Median HH Income$81,759 ≈ Avg ↑ 26% since 2019
Median Home Value$291,200 ≈ Avg ↑ 36% since 2019
Home/Income Ratio3.6x (nat avg ~3.5x)
Median Rent$1,316/mo ↑ 25% since 2019
Total Units13,376
Vacant Units616
Avg HH Size2.63

Income Distribution

Under $25k
14%
$25k–50k
14%
$50k–75k
14%
$75k–100k
16%
$100k–150k
22%
$150k–200k
11%
Over $200k
10%
Employment & Commute

How People Get to Work

Drove Alone
83%
Public Transit
2%
Walked
0%
Work From Home
15%

Commute Time

Under 15 min
23%
15–30 min
48%
30–45 min
19%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
19%
1960s–1970s
14%
1980s–1990s
11%
2000+
54%

Summary

Total Units13,376
Vacant616
Owner Occupied65.1%
Renter Occupied34.9%
Avg HH Size2.63
Frequently Asked Questions
ZIP code 55109 is in Saint Paul, MN, in Ramsey County.
ZIP code 55109 is located in Minnesota (MN).
ZIP code 55109 is in Ramsey County, MN.
ZIP 55109 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 55109 is 34,266 people (ACS 2023).
The median household income in ZIP code 55109 is $81,759 (ACS 2023).
The median home value in ZIP 55109 is $291,200 (ACS 2023).
About ZIP Code 55109

ZIP code 55109 is located in Saint Paul, Minnesota, within Ramsey County. With a population of 34,266, this is a moderately populated ZIP code with a relatively young community — the median age is 36.8 years. Economically, 55109 is a middle-income ZIP code: the median household income of $81,759 is near the national average.

Real estate in ZIP code 55109 represents a mid-range housing market. The median home value of $291,200 is near the national average. Renters can expect to pay around $1,316 per month in median rent. Homeownership is strong here — 65.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.

The population of 55109 is majority White (53.41%). Residents are well-educated — 43.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 10.3%. Household income has grown by 26% since 2019.

The unemployment rate in 55109 stands at 3.8%, which is below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.

Overall, ZIP code 55109 in Saint Paul, MN is characterized as middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 34,266 residents, a median household income of $81,759, and a median home value of $291,200, it offers a clear picture of life in this part of Minnesota.