US ZIP Code
55016

Cottage Grove, MN

Washington County  ·  Minnesota

● Active
👥 39,925 Population ↑ 10% since 2019
💰 $121,295 Median HH Income
▲ 59% above avg ↑ 20% since 2019
🎂 36.8 Median Age
🏠 $358,800 Median Home Value
▲ 29% above avg ↑ 44% since 2019
🎓 51.8% College Grads
▲ 34% above avg
📊 3.5% Unemployment
▼ 28% below avg ↑ 93% since 2019
ZIP Code Details
ZIP Code55016
CityCottage Grove
StateMinnesota (MN)
CountyWashington County
Area Code651
Elevation808 ft
Latitude44.816735
Longitude-92.93373
TimezoneChicago (DST)
FIPS27163
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.4% (20,114) Female 49.6% (19,811) ♀

Race & Ethnicity

White: 76%Hispanic: 6.8%Black: 5.3%Asian: 6.6%Other: 4.8%Race
White76.0%
Hispanic6.8%
Black5.3%
Asian6.6%
Other4.8%

Age Breakdown

Under 5
7%
5–17
19%
18–24
7%
25–44
29%
45–64
23%
65+
6%

Key Indicators

Median Age36.8 yrs
Avg Household Size2.89
Below Poverty4.2% ▼ 58% below avg
College Grads51.8% ▲ 34% above avg
Unemployment3.5% ▼ 28% below avg
No HS Diploma467 (1.8%)
HS Graduate5,785 (22.5%)
Some College2,734 (10.6%)
Associates3,395 (13.2%)
Bachelors3,270 (12.7%)
Graduate Degree10,048 (39.1%)

Education

No HS: 1.8%HS Grad: 22.5%Some College: 10.6%Associates: 13.2%Bachelors: 12.7%Graduate: 39.1%Edu
No HS1.8%
HS Grad22.5%
Some College10.6%
Associates13.2%
Bachelors12.7%
Graduate39.1%
Housing & Income

Housing Tenure

Owner: 88.4%Renter: 11.6%Tenure
Owner88.4%
Renter11.6%

Home Value Distribution

Under $50k
2%
$100k–150k
1%
$150k–200k
3%
$200k–300k
24%
$300k–500k
51%
Over $500k
19%

Financials

Median HH Income$121,295 ▲ 59% above avg ↑ 20% since 2019
Median Home Value$358,800 ▲ 29% above avg ↑ 44% since 2019
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$1,653/mo ↑ 24% since 2019
Total Units13,953
Vacant Units160
Avg HH Size2.89

Income Distribution

Under $25k
5%
$25k–50k
6%
$50k–75k
13%
$75k–100k
13%
$100k–150k
28%
$150k–200k
19%
Over $200k
17%
Employment & Commute

How People Get to Work

Drove Alone
78%
Public Transit
1%
Walked
1%
Work From Home
21%

Commute Time

Under 15 min
22%
15–30 min
39%
30–45 min
28%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
11%
1960s–1970s
13%
1980s–1990s
18%
2000+
57%

Summary

Total Units13,953
Vacant160
Owner Occupied88.4%
Renter Occupied11.6%
Avg HH Size2.89
Frequently Asked Questions
ZIP code 55016 is in Cottage Grove, MN, in Washington County.
ZIP code 55016 is located in Minnesota (MN).
ZIP code 55016 is in Washington County, MN.
ZIP 55016 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 55016 is 39,925 people (ACS 2023).
The median household income in ZIP code 55016 is $121,295 (ACS 2023).
The median home value in ZIP 55016 is $358,800 (ACS 2023).
About ZIP Code 55016

ZIP code 55016 is located in Cottage Grove, Minnesota, within Washington County. With a population of 39,925, this is a highly populated ZIP code with a relatively young community — the median age is 36.8 years. Economically, 55016 is a upper-middle-income ZIP code: the median household income of $121,295 is significantly above the national average.

Real estate in ZIP code 55016 represents a mid-range housing market. The median home value of $358,800 is above the national average. Renters can expect to pay around $1,653 per month in median rent. Homeownership is strong here — 88.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.

The population of 55016 is primarily White (75.99%). Residents are well-educated — 51.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 4.2%. Household income has grown by 20% since 2019.

The unemployment rate in 55016 stands at 3.5%, which is below the national average. About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 71%.

Overall, ZIP code 55016 in Cottage Grove, MN is characterized as upper-middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 39,925 residents, a median household income of $121,295, and a median home value of $358,800, it offers a clear picture of life in this part of Minnesota.