| ZIP Code | 52032 |
|---|---|
| City | Bernard |
| State | Iowa (IA) |
| County | Dubuque County |
| Area Code | 563 |
| Elevation | 967 ft |
| Latitude | 42.289646 |
|---|---|
| Longitude | -90.839534 |
| Timezone | Chicago (DST) |
| FIPS | 19097 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.9 yrs ↑ 18% since 2019 |
|---|---|
| Avg Household Size | 2.19 |
| Below Poverty | 9.4% ≈ Avg |
| College Grads | 27.9% ▼ 28% below avg |
| Unemployment | 4.0% ▼ 17% below avg |
| HS Graduate | 381 (38.8%) |
| Some College | 114 (11.6%) |
| Associates | 212 (21.6%) |
| Bachelors | 161 (16.4%) |
| Graduate Degree | 113 (11.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $83,625 ▲ 10% above avg ↑ 35% since 2019 |
|---|---|
| Median Home Value | $260,300 ≈ Avg ↑ 40% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $376/mo ↓ 39% since 2019 |
| Total Units | 672 |
| Vacant Units | 89 |
| Avg HH Size | 2.19 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 672 |
|---|---|
| Vacant | 89 |
| Owner Occupied | 87.0% |
| Renter Occupied | 13.0% |
| Avg HH Size | 2.19 |
ZIP code 52032 is located in Bernard, Iowa, within Dubuque County. With a population of 1,277, this is a sparsely populated ZIP code with a mature community — the median age is 47.9 years. Economically, 52032 is a middle-income ZIP code: the median household income of $83,625 is near the national average.
Real estate in ZIP code 52032 represents a mid-range housing market. The median home value of $260,300 is near the national average. Renters can expect to pay around $376 per month in median rent. Homeownership is strong here — 87.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.
The population of 52032 is primarily White (93.81%). Residents are moderately educated — 27.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.4%. Household income has grown by 35% since 2019.
The unemployment rate in 52032 stands at 4.0%, which is below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 52032 in Bernard, IA is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 1,277 residents, a median household income of $83,625, and a median home value of $260,300, it offers a clear picture of life in this part of Iowa.